1222 New Jersey Ave, Lorain, OH 44052 Property Records

Lorain County property record for 1222 New Jersey Ave, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,644 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,076 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-00-056-101-007`

Property Details

APN / Parcel Number

Primary APN	`03-00-056-101-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,644 sqft Living Area
1st Floor Area	1,644 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1222 NEW JERSEY AVE
City	LORAIN
State	OH
Zip	44052-3047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LARKMOOR FRNT 0070.00 DPTH 0130.00
Legal Subdivision	LARKMOOR FRNT
Legal Block	101
Legal Lot Number	53,54
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	4
Census Block	4006
Census Tract	23000

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1222 NEW JERSEY AVE, LORAIN, OH 44052-3047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CREDIT UNION
Oct 16, 2020	Deed of Trust, Mortgage · Line of Credit GENFED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Apr 22, 2026
Property Address	1222 NEW JERSEY AVE, LORAIN, OH 44052-3047
Document Number	0000092801
Instrument Date	Apr 17, 2026
Instrument	202692801
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CUNA MUTUAL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 NEW JERSEY AVE, LORAIN, OH 44052-3047

Mortgage

Document Number	0000092801,
Date	Apr 22, 2026
Instrument	202692801

Lender

Name	ACHIEVA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1222 NEW JERSEY AVE, LORAIN, OH 44052-3047
Document Number	0000784762
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 NEW JERSEY AVE LORAIN OH 440523047, LORAIN, OH 44052-3047

Mortgage

Document Number	0000784762
Date	Oct 21, 2020
Instrument	784762

Lender

Name	GENFED FCU
Type	Credit Union
Address	LORAIN, OH 44053

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,076.00	$48,950 (%) Land $5,200 Building $43,750	$139,860 (-) Land $14,850 Building $125,010
2024	$1,076.00 (-21.97%)	$48,952 (+36.13%) Land $5,198 Building $43,754	$139,860 (+36.13%) Land $14,850 Building $125,010
2023	$1,379.00 (-0.72%)	$35,960 (-) Land $5,429 Building $30,531	$102,740 (-) Land $15,510 Building $87,230
2022	$1,389.00	$35,960 Land $5,430 Building $30,530
2021			$102,740 Land $15,510 Building $87,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on New Jersey Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures