1215 New Jersey Ave, Lorain, OH 44052 Property Records

Lorain County property record for 1215 New Jersey Ave, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,860 sqft · built 1958
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2023)
Tax Bill	$1,921 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-056-102-005`

Property Details

APN / Parcel Number

Primary APN	`03-00-056-102-005`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	1,244 sqft
2nd Floor Area	624 sqft
Upper Floors Area	624 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1972
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	122 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	113 sqft
Deck Area	312 sqft
Patio Area	624 sqft
Balcony	Balcony
Balcony Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1215 NEW JERSEY AVE
City	LORAIN
State	OH
Zip	44052-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LARKMOOR 66.00 X 122.00
Legal Subdivision	LARKMOOR FRNT
Legal Block	102
Legal Lot Number	67,68
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	4
Census Block	4015
Census Tract	23000

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1215 NEW JERSEY AVE, LORAIN, OH 44052-3046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 15, 2023	Warranty Deed, Transfer · FHA Mortgage LIBERTY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2023 · Amount on File
Deed Sale	Mar 15, 2023 · Amount on File
Deed Document Number	2023001220
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1215 NEW JERSEY AVE, LORAIN, OH 44052-3046
Transaction Type	Mortgage
Record Updated	Mar 14, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 NEW JERSEY AVE, LORAIN, OH 44052-3046

Mortgage

Document Number	0000005948
Date	Mar 6, 2024
Instrument	2024-0005948

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 15, 2023
Property Address	1215 NEW JERSEY AVE, LORAIN, OH 44052-3046
Document Number	0000909473
Map Reference	VOL 9 PG 20
Instrument Date	Mar 14, 2023
Instrument	2023-0909473
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	NEWMAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 NEW JERSEY AVE, LORAIN, OH 44052-3046

Mortgage

Document Number	0000909474
Date	Mar 15, 2023
Instrument	2023-0909474

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,921.00	$50,250 (+0.01%) Land $4,880 Building $45,370	$143,550 (-) Land $13,930 Building $129,620
2024	$1,921.00 (+1.21%)	$50,243 (+9.13%) Land $4,876 Building $45,367	$143,550 (+9.13%) Land $13,930 Building $129,620
2023	$1,898.00 (-0.26%)	$46,039 (%) Land $5,348 Building $40,691	$131,540 (-) Land $15,280 Building $116,260
2022	$1,903.00	$46,040 Land $5,350 Building $40,690
2021			$131,540 Land $15,280 Building $116,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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