Cook County property record for 1222 Coldspring Rd, Elgin, IL 60120
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,744 sqft · built 1995 |
| Lot Size | 0.144 acres (6,288 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Apr 2019) |
| Tax Bill | $5,572 (2023) |
| Deeds & Mortgages | Oct 2026 Line of Credit Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-409-108 |
| Primary APN | 06-07-409-108 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,744 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Modern |
| Exterior Material | Frame/Masonry |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 6,288 sqft (0.144 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1222 COLDSPRING RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5103 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | (COBBLERS) (CROSSING) (UNIT15) BNG A SUB OF PT OF THE EH OF SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | COBBLERS CROSSING UNIT15 |
| Legal Lot Number | 13 |
| Legal Unit | 15 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 804403 |
1222 Coldspring Rd, a townhouse, is owned and occupied by an individual who bought it in April 2019.
Source: Cook County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1222 COLDSPRING RD, ELGIN, IL 60120-5103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Apr 19, 2019 | Grant Deed, Transfer · Conventional with PMI HUNTINGTON NAT'L BK |
| Apr 19, 2019 | Trustee's Deed, Foreclosure NEAR NORTH NATIONAL TITLE, NEAR NORTH NAT'L TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2019 · Amount on File |
| Deed Sale | Apr 19, 2019 · Amount on File |
| Prior Sale | Apr 19, 2019 · Amount on File |
| Deed Document Number | 201917070 |
| Prior Transfer Date | Apr 10, 2019 |
| Prior Transfer Doc | 0000017069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 1, 2026 |
| Property Address | 1222 COLDSPRING RD, ELGIN, IL 60120-5103 |
| Document Number | 0000002125 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20262742125 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1222 COLDSPRING RD, ELGIN, IL 60120-5103 |
| Document Number | 0000002125, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 20262742125 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 19, 2019 |
| Property Address | 1222 COLDSPRING RD, ELGIN, IL 60120-5103 |
| Document Number | 1910917070 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 10917070 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | NEAR NORTH NATIONAL TITLE, NEAR NORTH NAT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1222 COLDSPRING RD ELGIN IL 601205103, ELGIN, IL 60120-5103 |
| Document Number | 1910917071 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 10917071 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 18, 2049 |
| Rate | 4.37% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 19, 2019 |
| Property Address | 1222 COLDSPRING RD, ELGIN, IL 60120-5103 |
| Document Number | 1910917069 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 10917069 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 29, 2019 |
| Title Company | NEAR NORTH NATIONAL TITLE, NEAR NORTH NAT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $131.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 161 N CLARK ST #1600 CHICAGO IL 606013338, 1600, CHICAGO, IL 60601-3338 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,000 Land $6,917 Building $23,083 | $300,000 Land $69,170 Building $230,830 | |
| 2023 | $5,572.00 (-12.14%) | ||
| 2022 | $6,342.00 | $22,672 Land $3,502 Building $19,170 | $226,720 Land $35,020 Building $191,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1222 Coldspring Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1222 Coldspring Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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