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1206 Coldspring Rd, Elgin, IL 60120 Property Records

Cook County property record for 1206 Coldspring Rd, Elgin, IL 60120

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,316 sqft · built 1993
Lot Size0.07 acres (3,041 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Sep 2021)
Tax Bill$4,136 (2023)
Deeds & MortgagesSep 2021 Sale
Mar 2021 Sale
Flood ZoneZone X (minimal risk)
APN06-07-409-082

Property Details

APN / Parcel Number

Primary APN06-07-409-082
Alternative APN
  • 06-07-409-082-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,316 sqft Living Area
1st Floor Area1,316 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleModern
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area3,041 sqft (0.07 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1206 COLDSPRING RD
CityELGIN
StateIL
Zip60120-5103
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Range9E
Legal Township41N
Legal Section07
Legal SubdivisionCOBBLERS CROSSING UNIT 15
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4014
Census Tract804403

Owner

1206 Coldspring Rd, a townhouse, is owned and occupied by an individual who bought it in September 2021.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1206 COLDSPRING RD, ELGIN, IL 60120-5103
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 18, 2021Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2021 · Amount on File
Deed SaleSep 22, 2021 · Amount on File
Prior SaleMar 18, 2021 · Amount on File
Deed Document Number202112256
Prior Transfer DateJan 10, 2008
Prior Transfer Doc0000022079
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateSep 22, 2021
Property Address1206 COLDSPRING RD, ELGIN, IL 60120-5103
Document Number0026512256
Map ReferenceDOC 91397763
Instrument DateSep 17, 2021
Instrument2126512256
Transaction TypeTransfer
Record UpdatedOct 5, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$245.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1206 COLDSPRING RD, ELGIN, IL 60120-5103

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionCOOK IL
Recording DateMar 18, 2021
Property Address1206 COLDSPRING RD, ELGIN, IL 60120-5103
Document Number0007708150
Map ReferenceDOC 91397763
Instrument DateJan 23, 2021
Instrument2107708150
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
Tax$157.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3750 N PORTAGE PL APT 12, 3750, DECATUR, IL 62526-2569

Transferred To (Grantee/Buyer)

NameVerified Name
Address3459 N NEENAH AVE, CHICAGO, IL 60634-3826

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,000 Land $3,345 Building $23,655$270,000 Land $33,450 Building $236,550
2023$4,136.00 (-0.39%)
2022$4,152.00 Homeowner's exemption Senior Citizen's exemption$21,000 Land $3,500 Building $17,500$210,000 Land $35,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1206 Coldspring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1206 Coldspring Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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