12219 Emerald Way, Germantown, MD 20876 Property Records

Montgomery County property record for 12219 Emerald Way, Germantown, MD 20876

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,046 sqft · built 1998
Lot Size0.251 acres (10,926 sqft)
OwnerIndividual Name on Record
Last Sale$430,000 (Oct 2017)
Tax Bill$5,844 (2025)
Deeds & MortgagesOct 2021 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-03156676

Property Details

APN / Parcel Number

Primary APN02-03156676
Alternative APNs
  • 0203156676 02
  • 03156676

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,046 sqft Living Area
Gross Area2,446 sqft
1st Floor Area761 sqft
Basement Area570 sqft
Finished Basement570 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,926 sqft (0.251 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number03156676
Street Address12219 EMERALD WAY
CityGERMANTOWN
StateMD
Zip20876-6964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionMILESTONE
Legal SubdivisionMILESTONE
Legal BlockX
Legal Lot Number67
JurisdictionMONTGOMERY MD
Township / Civil Division2
Census Block Group2
Census Block2013
Census Tract700314

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12219 EMERALD WAY, GERMANTOWN, MD 20876-6964
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
TOPONE MORTGAGE INC
Oct 31, 2017Grant Deed, Transfer · Conventional Mortgage
MORTGAGE 4U

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2017 · Amount on Record
Deed SaleOct 31, 2017 · Amount on Record
Prior SaleNov 23, 2005 · Amount on Record
Deed Book / Page55159 / 158
Prior Transfer DateJun 4, 2015
Prior Transfer Doc0504970361
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12219 EMERALD WAY, GERMANTOWN, MD 20876-6964
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address12219 EMERALD WAY, GERMANTOWN, MD 20876-6964

Mortgage

Document Number0642020287
DateOct 6, 2021
Book Page64202/287
Lender
NameTOPONE MORTGAGE INC
TypeMortgage Company
AddressROCKVILLE, MD 20852
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 1, 2031

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY MD
Recording DateOct 31, 2017
Property Address12219 EMERALD WAY, GERMANTOWN, MD 20876-6964
Document Number0551590158
Book / Page055159 / 000158
Instrument DateSep 28, 2017
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyICON TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address12219 EMERALD WAY GERMANTOWN MD 208766964, GERMANTOWN, MD 20876-6964

Mortgage

Document Number551590166
DateOct 31, 2017
Book Page055159/000166
Lender
NameMORTGAGE 4U
TypeMortgage Company
AddressGAITHERSBURG, MD 20879
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 30, 2032

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$561,867 (+7.78%)$602,400 (-) Land $160,500 Building $441,900
2025$5,844.00 (-2.31%)$521,333 (+16.01%)$602,400 (+25.29%) Land $160,500 Building $441,900
2024$5,982.00 (+38.25%)
2023$449,367$480,800 Land $160,600 Building $320,200
2022$4,327.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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