Montgomery County property record for 12214 Emerald Way, Germantown, MD 20876
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,878 sqft · built 1999 |
| Lot Size | 0.155 acres (6,729 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $434,900 (Aug 2020) |
| Tax Bill | $6,312 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03156825 |
| Primary APN | 02-03156825 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,878 sqft Living Area |
| Gross Area | 2,278 sqft |
| 1st Floor Area | 762 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,729 sqft (0.155 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 345 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 03156825 |
|---|---|
| Street Address | 12214 EMERALD WAY |
| City | GERMANTOWN |
| State | MD |
| Zip | 20876-6962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | MILESTONE |
| Legal Subdivision | MILESTONE |
| Legal Block | X |
| Legal Lot Number | 82 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 700314 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12214 EMERALD WAY, GERMANTOWN, MD 20876-6962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 4, 2024 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jun 21, 2021 | Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE |
| Aug 17, 2020 | Special Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on Record |
| Deed Sale | Aug 17, 2020 · Amount on Record |
| Prior Sale | Mar 29, 2016 · Amount on Record |
| Deed Book / Page | 60290 / 216 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12214 EMERALD WAY, GERMANTOWN, MD 20876-6962 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 12214 EMERALD WAY, GERMANTOWN, MD 20876-6962 |
| Document Number | 0677950002 |
|---|---|
| Date | Mar 4, 2024 |
| Book Page | 67795/2 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12214 EMERALD WAY, GERMANTOWN, MD 20876-6962 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Title Company | FIDELITY |
| Name | Verified Name |
|---|
| Document Number | 0633070140 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 63307/140 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 17, 2020 |
| Property Address | 12214 EMERALD WAY, GERMANTOWN, MD 20876-6962 |
| Document Number | 0602900216 |
| Book / Page | 60290 / 216 |
| Map Reference | MB 182 PL 20214 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | BLUEPRINT TITLE DMV |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,523.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12214 EMERALD WAY, GERMANTOWN, MD 20876-6962 |
| Document Number | 60290221 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 60290/221 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Apr 1, 2050 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $541,567 (+7.9%) | $581,200 (-) Land $149,900 Building $431,300 | |
| 2025 | $6,312.00 (+34.36%) | $501,933 (+17.94%) | $581,200 (+25.72%) Land $149,900 Building $431,300 |
| 2023 | $425,567 | $462,300 Land $149,900 Building $312,400 | |
| 2022 | $4,698.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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