1221 Bixham Ln, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1221 Bixham Ln, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,894 sqft · built 1985
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on File
Tax Bill	$4,328 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046A1-01-0B-01100`

Property Details

APN / Parcel Number

Primary APN	`046A1-01-0B-01100`
Alternative APN	`11455`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,894 sqft Finished Area
Basement Area	1,120 sqft
Finished Basement	944 sqft
Unfinished Basement	214 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	9,975 sqft (0.229 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	167 sqft
Patio Area	120 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1221 BIXHAM LN
City	CHARLOTTESVILLE
State	VA
Zip	22901-1278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	FIELDBROOK B 11 PH-I
Legal Subdivision	FIELDBROOK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	3
Census Block	3009
Census Tract	10604

Owner

1221 Bixham Ln is owned and occupied by an individual who acquired it in July 2026.

Source: Albemarle County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1221 BIXHAM LN, CHARLOTTESVILLE, VA 22901-1278
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Apr 28, 2020	Deed of Trust, Mortgage · Conventional with PMI WINTRUST MTG
Apr 5, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 20, 2026
Transfer Doc	0000008703
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 2, 2026
Property Address	1221 BIXHAM LN, CHARLOTTESVILLE, VA 22901-1278
Document Number	0000008703
Instrument Date	Jul 20, 2026
Instrument	20268703
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 BIXHAM LN, CHARLOTTESVILLE, VA 22901-1278

Mortgage

Document Number	0000008704,
Date	Sep 2, 2026
Instrument	20268704

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.8%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1221 BIXHAM LN, CHARLOTTESVILLE, VA 22901-1278
Document Number	0000004984
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1221 BIXHAM LN CHARLOTTESVILLE VA 229011278, CHARLOTTESVILLE, VA 22901-1278

Mortgage

Document Number	0000004984
Date	May 4, 2020
Book Page	005310/000224
Instrument	4984

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1221 BIXHAM LN, CHARLOTTESVILLE, VA 22901-1278
Document Number	0000003342
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1221 BIXHAM LN CHARLOTTESVILLE VA 229011278, CHARLOTTESVILLE, VA 22901-1278

Mortgage

Document Number	0000003342
Date	Apr 15, 2019
Book Page	005154/000511
Instrument	3342

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1221 Bixham Ln was $4,328, up 1% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,328.00 (+1.03%)	$484,100 (+1.02%) Land $122,000 Building $362,100	$484,100 (+1.02%) Land $122,000 Building $362,100
2025	$4,284.00	$479,200 Land $115,000 Building $364,200	$479,200 Land $115,000 Building $364,200
2023	$3,578.00	$419,000 Land $108,000 Building $311,000	$419,000 Land $108,000 Building $311,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1221 Bixham Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1221 Bixham Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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