12209 Cedar Crest Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 12209 Cedar Crest Ave, Hagerstown, MD 21740

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,029 sqft · built 1952
Lot Size0.367 acres (16,000 sqft)
Owner2 Individual Names on Record
Last Sale$110,000 (Aug 2003)
Tax Bill$1,884 (2026)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN24-002721

Property Details

APN / Parcel Number

Primary APN24-002721
Alternative APN
  • 002721

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,029 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area16,000 sqft (0.367 acres)
Lot Dimensions200 ft deep x 80 ft wide
Garage TypeMixed
Garage Area1,222 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area226 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number002721
Street Address12209 CEDAR CREST AVE
CityHAGERSTOWN
StateMD
Zip21740-5127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 25 80X200 12209 CEDAR CREST AVE
Legal SubdivisionDARNER EDGAR S PROP
Legal Lot Number25
JurisdictionWASHINGTON MD
Township / Civil Division24, CEDAR LAWN
Census Block Group2
Census Block2034
Census Tract10402

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12209 CEDAR CREST AVE, HAGERSTOWN, MD 21740-5127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2003 · Amount on Record
Deed SaleAug 6, 2003 · Amount on Record
Prior SaleJun 10, 2003 · Amount on Record
Deed Document Number200327748
Deed Book / Page2091 / 512
Transfer Doc0017290041
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address12209 CEDAR CREST AVE, HAGERSTOWN, MD 21740-5127
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063750039
DateSep 29, 2020
Book Page6375/39
Lender
NameCNB BANK INC
TypeBank
Address85411
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,884.00 (+5.61%) Homeowner's exemption$223,633 (+5.59%)$247,300 (+16.76%) Land $53,000 Building $194,300
2025$1,784.00 (+5.69%) Homeowner's exemption$211,800 (+26.17%) Land $53,000 Building $158,800$211,800 (-) Land $53,000 Building $158,800
2024$1,688.00 (+5.43%)
2023$1,601.00 Homeowner's exemption$167,867$211,800 Land $53,000 Building $158,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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