Washington County property record for 12202 Cedar Crest Ave, Hagerstown, MD 21740
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,311 sqft · built 1951 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (May 2022) |
| Tax Bill | $3,102 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Jan 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-002381 |
| Primary APN | 24-002381 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,514 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 16,000 sqft (0.367 acres) |
| Lot Dimensions | 200 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 002381 |
|---|---|
| Street Address | 12202 CEDAR CREST AVE |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-5126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 9 80X200 12202 CEDAR CREST AVE N/S US 40 |
| Legal Subdivision | EDGAR S DARNER LTS |
| Legal Lot Number | 9 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 24, CEDAR LAWN |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 10402 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12202 CEDAR CREST AVE, HAGERSTOWN, MD 21740-5126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| May 19, 2022 | Deed, Transfer · Conventional Mortgage VELLUM MORTGAGE LLC |
| Dec 31, 2016 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on Record |
| Deed Sale | May 19, 2022 · Amount on Record |
| Prior Sale | Jan 25, 2012 |
| Deed Book / Page | 7017 / 85 |
| Transfer Doc | 0027990333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12202 CEDAR CREST AVE, HAGERSTOWN, MD 21740-5126 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0062140039 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 6214/39 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12202 CEDAR CREST AVE, HAGERSTOWN, MD 21740-5126 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056820234 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 5682/0234 |
| Instrument | 5682-0234 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 19, 2022 |
| Property Address | 12202 CEDAR CREST AVE, HAGERSTOWN, MD 21740-5126 |
| Document Number | 0070170085 |
| Book / Page | 7017 / 85 |
| Instrument Date | May 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Title Company | JACQUIES TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 12202 CEDAR CREST AVE, HAGERSTOWN, MD 21740-5126 |
| Document Number | 0070170092 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 7017-0092 |
| Name | VELLUM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12202 CEDAR CREST AVE, HAGERSTOWN, MD 21740-5126 |
| Document Number | 0054160084 |
| Book / Page | 005416 / 000084 |
| Instrument Date | Dec 31, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 12202 CEDAR CREST AVE HAGERSTOWN MD 217405126, HAGERSTOWN, MD 21740-5126 |
| Document Number | 0054160084 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 005416/000084 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | 384 S 400 W # 100, LINDON, UT 84042-1957 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,102.00 (+12.8%) | $298,600 (+12.76%) | $366,200 (+38.29%) Land $53,000 Building $313,200 |
| 2025 | $2,750.00 (+16.57%) | $264,800 (+39.52%) Land $53,000 Building $211,800 | $264,800 (-) Land $53,000 Building $211,800 |
| 2024 | $2,359.00 (+19.56%) | ||
| 2023 | $1,973.00 | $189,800 | $264,800 Land $53,000 Building $211,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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