Pasco County property record for 12209 Bear Trap Ln, Hudson, FL 34667
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,783 sqft · built 1972 |
| Lot Size | 0.137 acres (5,950 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,000 (Jul 2005) |
| Tax Bill | $747 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-25-16-051D-00000-3340 |
| Primary APN | 03-25-16-051D-00000-3340 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,783 sqft Living Area |
| Gross Area | 2,245 sqft |
| 1st Floor Area | 1,519 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,950 sqft (0.137 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 339 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12209 BEAR TRAP LN |
|---|---|
| City | HUDSON |
| State | FL |
| Zip | 34667-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BEACON WOODS VILLAGE UNIT 3A PB 11 PG 27 LOT 334 OR 6477 PG 1367 |
| Legal Range | 16E |
| Legal Township | 25S |
| Legal Section | 03 |
| Legal Subdivision | BEACON WOODS |
| Legal Tract | 51D |
| Legal Lot Number | 334 |
| Legal Unit | 3A |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 31103 |
Source: Pasco County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12209 BEAR TRAP LN, HUDSON, FL 34667-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GROW FINANCIAL FCU |
| Jan 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2005 · Amount on Record |
| Deed Sale | Jul 18, 2005 · Amount on Record |
| Prior Sale | Nov 17, 2004 · Amount on Record |
| Deed Document Number | 2005143673 |
| Deed Book / Page | 6477 / 1367 |
| Prior Transfer Date | Mar 18, 2004 |
| Prior Transfer Doc | 0057840065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12209 BEAR TRAP LN, HUDSON, FL 34667-2306 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Title Company | UNKNOWN, MIS |
| Name | Verified Name |
|---|---|
| Address | 12209 BEAR TRAP LN, HUDSON, FL 34667-2306 |
| Document Number | 0113242256 |
|---|---|
| Date | Dec 2, 2025 |
| Book Page | 11324/2256 |
| Instrument | 2025225234 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33647 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12209 BEAR TRAP LN, HUDSON, FL 34667-2306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0094872691 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 9487/2691 |
| Instrument | 2017010111 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,520 (+2.89%) | $224,147 (-2.09%) Land $40,837 Building $183,310 | |
| 2025 | $747.00 (+2.19%) Homeowner's exemption | $75,340 (+5.98%) Land $40,837 Building $34,503 | $228,923 (+12.98%) Land $40,837 Building $188,086 |
| 2024 | $731.00 (+2.67%) | ||
| 2023 | $712.00 (-1.11%) Additional exemption filed | $71,090 (+3%) Land $30,002 Building $41,088 | $202,615 (+13.55%) Land $30,002 Building $172,613 |
| 2022 | $720.00 Homeowner's exemption | $69,020 Land $25,052 Building $43,968 | $178,444 Land $25,052 Building $153,392 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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