12206 Bear Trap Ln, Hudson, FL 34667 Property Records

Pasco County property record for 12206 Bear Trap Ln, Hudson, FL 34667

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,860 sqft · built 1972
Lot Size0.123 acres (5,355 sqft)
Owner2 Individual Names on Record
Last Sale$274,900 (Apr 2024)
Tax Bill$4,046 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Jan 2024 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-25-16-051D-00000-3380

Property Details

APN / Parcel Number

Primary APN03-25-16-051D-00000-3380
Alternative APNs
  • 162503051D000003380
  • 1554012

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,860 sqft Living Area
Gross Area2,172 sqft
1st Floor Area1,542 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,355 sqft (0.123 acres)
Garage TypeAttached
Garage Area312 sqft
DrivewayConcrete Driveway
Driveway Area720 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area402 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12206 BEAR TRAP LN
CityHUDSON
StateFL
Zip34667-2305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionBEACON WOODS VILLAGE UNIT 3A PB 11 PG 27 LOT 338
Legal Range16E
Legal Township25S
Legal Section03
Legal SubdivisionBEACON WOODS
Legal Tract51D
Legal Lot Number338
Legal Unit3A
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group1
Census Block1021
Census Tract31103

Owner

Source: Pasco County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12206 BEAR TRAP LN, HUDSON, FL 34667-2305
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2024Warranty Deed, Transfer · Conventional Mortgage
SUNCOAST CU
Jan 12, 2024Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Aug 23, 2018Warranty Deed, Transfer · Conventional with PMI
BANK OF OZARK
May 8, 2017Quit Claim Deed, Transfer
PREMIUM TITLE AGENCY
May 8, 2017Special Warranty Deed, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2024 · Amount on Record
Deed SaleApr 5, 2024 · Amount on Record
Prior SaleJan 12, 2024 · Amount on Record
Deed Document Number202458432
Deed Book / Page10988 / 3155
Prior Transfer DateMar 9, 2017
Prior Transfer Doc0095370007
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateApr 5, 2024
Property Address12206 BEAR TRAP LN, HUDSON, FL 34667-2305
Document Number0109883155
Book / Page10988 / 3155
Map ReferenceMB 11 PGS 26 AND 27
Instrument DateMar 21, 2024
Instrument2024058432
Transaction TypeTransfer
Record UpdatedMay 15, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$1,924.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12206 BEAR TRAP LN, HUDSON, FL 34667-2305

Mortgage

Document Number2024058433
DateApr 5, 2024
Instrument2024058433
Lender
NameSUNCOAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.87%
AdjustableAdjustable Rate Rider
Change FrequencyAnnually
Min Rate At Change3.87%
Max Rate At Change7.87%
Index1-Year CMT
Max Rate11.8%

Mortgage

Document Number0109883157
DateApr 5, 2024
Book Page10988/3157
Instrument2024058433
Lender
NameSUNCOAST CU
TypeCredit Union
Address6801 E HILLSBOROUGH AVE, TAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.87%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2034
Change FrequencyAnnually
Min Rate At Change3.87%
Max Rate At Change7.87%
Index1-Year CMT
Max Rate11.8%

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJan 12, 2024
Property Address12206 BEAR TRAP LN, HUDSON, FL 34667-2305
Document Number0109441214
Book / Page10944 / 1214
Map ReferenceMB 11 PG 26727
Instrument DateJan 5, 2024
Instrument2024006924
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7306 TANGLE BEND DR, GIBSONTON, FL 33534-5336

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
InvestorPossibly a Property Investor

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateAug 23, 2018
Property Address12206 BEAR TRAP LN, HUDSON, FL 34667-2305
Document Number0097763667
Book / Page009776 / 003667
Instrument DateAug 21, 2018
Instrument142900
Transaction TypeTransfer
Record UpdatedSep 7, 2018
Title CompanyMAJESTY TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12206 BEAR TRAP LN HUDSON FL 346672305, HUDSON, FL 34667-2305

Mortgage

Document Number97763669
DateAug 23, 2018
Book Page009776/003669
Instrument142901
Lender
NameBANK OF OZARK
TypeBank
AddressLITTLE ROCK, AR 72223
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 22, 2048

Mortgage

Document Number97763682,
DateAug 23, 2018
Book Page009776/003682
Instrument142902
Lender
NameMISCELLANEOUS GOVT AGCY
AddressDADE CITY, FL 33525
Agreement
AmountAmount Recorded
Term180 Months
DueAug 22, 2033

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPASCO FL
Recording DateMay 8, 2017
Property Address12206 BEAR TRAP LN, HUDSON, FL 34667-2305
Document Number0095370007
Book / Page009537 / 000007
Instrument DateMar 9, 2017
Instrument68209
Transaction TypeTransfer
Record UpdatedMay 24, 2017
Title CompanyPREMIUM TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1110 STRAND ST CHRISTIANSTED VI 008205083, CHRISTIANSTED, VI 00820-5083
InvestorPossibly a Property Investor

May 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateMay 8, 2017
Property Address12206 BEAR TRAP LN, HUDSON, FL 34667-2305
Document Number0095370009
Book / Page9537 / 0009
Map ReferenceMB11 PG26&27
Instrument DateMar 9, 2017
Instrument2017068210
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyPREMIUM TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$550.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1110 STRAND ST, 1110, CHRISTIANSTED, VI 00820-5083

Transferred To (Grantee/Buyer)

NameVerified Name
Address19033 N US HIGHWAY, LUTZ, FL 33549

Mortgage

Document Number2017068211
DateMay 8, 2017
Instrument2017068211
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,346 (-6.31%) Land $39,466 Building $171,880$211,346 (-6.31%) Land $39,466 Building $171,880
2025$4,046.00 (+173.56%) Homeowner's exemption$225,592 (+97.91%) Land $39,466 Building $186,126$225,592 (+12.88%) Land $39,466 Building $186,126
2023$1,479.00 (+11.96%) Additional exemption filed$113,990 (+3%) Land $28,917 Building $85,073$199,857 (+13.48%) Land $28,917 Building $170,940
2022$1,321.00 Homeowner's exemption$110,670 Land $24,098 Building $86,572$176,121 Land $24,098 Building $152,023

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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