12208 Emerald Way, Germantown, MD 20876 Property Records

Montgomery County property record for 12208 Emerald Way, Germantown, MD 20876

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,478 sqft · built 1999
Lot Size0.163 acres (7,115 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (Jun 2015)
Tax Bill$5,183 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN02-03156791

Property Details

APN / Parcel Number

Primary APN02-03156791
Alternative APN
  • 03156791

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,478 sqft Living Area
Gross Area1,878 sqft
1st Floor Area762 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,115 sqft (0.163 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number03156791
Street Address12208 EMERALD WAY
CityGERMANTOWN
StateMD
Zip20876-6962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionMILESTONE
Legal SubdivisionMILESTONE
Legal BlockX
Legal Lot Number79
JurisdictionMONTGOMERY MD
Township / Civil Division2
Census Block Group2
Census Block2013
Census Tract700314

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12208 EMERALD WAY, GERMANTOWN, MD 20876-6962
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Feb 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2015 · Amount on Record
Deed SaleJun 16, 2015 · Amount on Record
Prior SaleFeb 26, 1999 · Amount on Record
Deed Book / Page50499 / 229
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12208 EMERALD WAY, GERMANTOWN, MD 20876-6962
Transaction TypeMortgage
Record UpdatedDec 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0646540303
DateNov 22, 2021
Book Page64654/303
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2041

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12208 EMERALD WAY, GERMANTOWN, MD 20876-6962
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAPEX TITLE ESCROW CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0538260197
DateFeb 16, 2017
Book Page53826/197
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$499,067 (+7.57%)$534,200 (-) Land $151,000 Building $383,200
2025$5,183.00 (+34.76%)$463,933 (+15.53%)$534,200 (+24.58%) Land $151,000 Building $383,200
2023$401,567$428,800 Land $151,000 Building $277,800
2022$3,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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