12204 Emerald Way, Germantown, MD 20876 Property Records

Montgomery County property record for 12204 Emerald Way, Germantown, MD 20876

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,930 sqft · built 1999
Lot Size	0.178 acres (7,748 sqft)
Owner	2 Individual Names on File
Last Sale	$428,000 (Sep 2017)
Tax Bill	$5,670 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-03156778`

Property Details

APN / Parcel Number

Primary APN	`02-03156778`
Alternative APNs	`0203156778 02` `03156778`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,930 sqft Living Area
Gross Area	2,330 sqft
1st Floor Area	715 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,748 sqft (0.178 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03156778
Street Address	12204 EMERALD WAY
City	GERMANTOWN
State	MD
Zip	20876-6962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	MILESTONE
Legal Subdivision	MILESTONE
Legal Block	X
Legal Lot Number	77
Jurisdiction	MONTGOMERY MD
Township / Civil Division	2
Census Block Group	2
Census Block	2013
Census Tract	700314

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12204 EMERALD WAY, GERMANTOWN, MD 20876-6962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 19, 2017	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Apr 24, 2017	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2017 · Amount on Record
Deed Sale	Sep 19, 2017 · Amount on Record
Prior Sale	Apr 24, 2017 · Amount on Record
Deed Book / Page	54899 / 141
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12204 EMERALD WAY, GERMANTOWN, MD 20876-6962
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	EASTERN TITLE AND SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610170243
Date	Nov 6, 2020
Book Page	61017/243

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 19, 2017
Property Address	12204 EMERALD WAY, GERMANTOWN, MD 20876-6962
Document Number	0548990141
Book / Page	054899 / 000141
Instrument Date	Aug 21, 2017
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	EASTERN TITLE AND SETTLEMENT, EASTERN TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$428.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12204 EMERALD WAY GERMANTOWN MD 208766962, GERMANTOWN, MD 20876-6962

Mortgage

Document Number	548990147
Date	Sep 19, 2017
Book Page	054899/000147

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2047

April 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 24, 2017
Property Address	12204 EMERALD WAY, GERMANTOWN, MD 20876-6962
Document Number	0541820318
Book / Page	054182 / 000318
Instrument Date	Nov 3, 2016
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$28.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 62 CABIN JOHN MD 208180062, CABIN JOHN, MD 20818-0062

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$584,800 (+11.92%)	$647,100 (-) Land $152,800 Building $494,300
2025	$5,670.00 (+24.64%)	$522,500 (+16.34%)	$647,100 (+40.61%) Land $152,800 Building $494,300
2023		$449,133	$460,200 Land $152,800 Building $307,400
2022	$4,549.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

12204 Emerald Way, Germantown, MD 20876 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Trustee's Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Emerald Way

Nearby Streets

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