12208 E 46th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 12208 E 46th Ter S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,050 sqft · built 1957
Lot Size	0.192 acres (8,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$136,600 (Apr 2018)
Tax Bill	$1,612 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-410-21-11`

Property Details

APN / Parcel Number

Primary APN	`33-410-21-11`
Alternative APNs	`33-410-21-11-00-0-00-000` `33410211100000001` `879684`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	522 sqft
Basement Area	522 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,350 sqft (0.192 acres)
Lot Dimensions	118 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	72 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	879684
Street Address	12208 E 46TH TER S
City	INDEPENDENCE
State	MO
Zip	64055-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEDGEWOOD LOT 26
Legal Subdivision	WEDGEWOOD
Legal Block	4
Legal Lot Number	26
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4019
Census Tract	12400

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12208 E 46TH TER S, INDEPENDENCE, MO 64055-5814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Intrafamily Transfer, Transfer
Jan 31, 2024	Beneficiary Deed, Transfer
Apr 16, 2018	Warranty Deed, Transfer HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018 · Amount on Record
Deed Sale	Apr 16, 2018 · Amount on Record
Prior Sale	Oct 20, 2010 · Amount on Record
Deed Document Number	2018E31774
Last Transfer Date	Dec 15, 2023
Transfer Doc	00E0006241
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Jan 31, 2024
Property Address	12208 E 46TH TER S, INDEPENDENCE, MO 64055-5814
Document Number	00E0006232
Instrument Date	Dec 15, 2023
Instrument	2024E0006232
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12208 E 46TH TER S, INDEPENDENCE, MO 64055-5814

January 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 31, 2024
Property Address	12208 E 46TH TER S, INDEPENDENCE, MO 64055-5814
Document Number	00E0006241
Instrument Date	Dec 15, 2023
Instrument	2024E0006241
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12208 E 46TH TER S, INDEPENDENCE, MO 64055-5814

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 16, 2018
Property Address	12208 E 46TH TER S, INDEPENDENCE, MO 64055-5814
Document Number	0000E31774
Instrument Date	Apr 12, 2018
Instrument	31774E
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	ALPHA TITLE GUARANTY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12208 E 46TH TER S INDEPENDENCE MO 640555814, INDEPENDENCE, MO 64055-5814

Mortgage

Document Number	E31775
Date	Apr 16, 2018
Instrument	31775E

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,599 (-) Land $3,652 Building $15,947	$103,150 (-)
2025	$1,612.00 (-7.14%)	$19,599 (-9.56%) Land $3,652 Building $15,947	$103,150 (-9.56%)
2024	$1,736.00 (+0.52%)
2023	$1,727.00	$21,670 Land $2,366 Building $19,304	$114,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Everfast Fiber, Google Fiber, Spectrum, Wisper ISP.

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