12204 E 46th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 12204 E 46th Ter S, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,137 sqft · built 1957
Lot Size0.178 acres (7,765 sqft)
OwnerCompany Name on Record
Last Sale$233,310 (Aug 2026)
Tax Bill$1,674 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Sep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN33-410-21-09

Property Details

APN / Parcel Number

Primary APN33-410-21-09
Alternative APNs
  • 33-410-21-09-00-0-00-000
  • 33410210900000001
  • 879682

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,137 sqft Living Area
Gross Area2,427 sqft
1st Floor Area1,137 sqft
Basement Area1,038 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,765 sqft (0.178 acres)
Lot Dimensions110 ft deep x 70 ft wide
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number879682
Street Address12204 E 46TH TER S
CityINDEPENDENCE
StateMO
Zip64055-5814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEDGEWOOD LOT28
Legal SubdivisionWEDGEWOOD
Legal Block4
Legal Lot Number28
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group4
Census Block4019
Census Tract12400

Owner

Source: Jackson County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1204 S POWAHATAN AVE, INDEPENDENCE, MO 64057-1279
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2026Warranty Deed, Transfer · Conventional Mortgage
AUSTIN TITLE, ATC
Sep 14, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2026 · Amount on Record
Deed SaleAug 6, 2026 · Amount on Record
Prior SaleSep 14, 2023 · Amount on Record
Deed Document Number202658850
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateAug 6, 2026
Property Address12204 E 46TH TER S, INDEPENDENCE, MO 64055-5814
Document Number0000058850
Instrument DateJul 31, 2026
Instrument202658850
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyAUSTIN TITLE, ATC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address1204 S POWAHATAN AVE, INDEPENDENCE, MO 64057-1279
InvestorPossibly a Property Investor

Mortgage

Document Number0000058851,
DateAug 6, 2026
Instrument2026E58851
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.49%
Max Rate-1%

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateSep 14, 2023
Property Address12204 E 46TH TER S, INDEPENDENCE, MO 64055-5814
Document Number00E0066933
Instrument DateSep 5, 2023
Instrument2023E0066933
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12204 E 46TH TER S, INDEPENDENCE, MO 64055-5814

Mortgage

Document Number00E0066934
DateSep 14, 2023
Instrument2023E0066934
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictRaytown C-2 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,674.00 (-11.19%)$20,353 (-13.51%) Land $3,585 Building $16,768$107,120 (-13.51%)
2024$1,885.00 (+0.48%)
2023$1,876.00 (+47.48%)$23,531 (+52.89%) Land $2,352 Building $21,179$123,850 (+52.9%)
2022$1,272.00$15,391 Land $2,157 Building $13,234
2021$81,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Everfast Fiber, Google Fiber, Spectrum, Wisper ISP.

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