12206 Declaration Ave, Chester, VA 23836 Property Records

Chesterfield County property record for 12206 Declaration Ave, Chester, VA 23836

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,586 sqft · built 2014
Lot Size	0.391 acres (17,032 sqft)
Owner	2 Individual Names on File
Last Sale	$344,900 (Sep 2018)
Tax Bill	$25 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`825-65-99-14-100-000`

Property Details

APN / Parcel Number

Primary APN	`825-65-99-14-100-000`
Alternative APN	`399697001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,586 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,032 sqft (0.391 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Balcony Area	26 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	399697001
Street Address	12206 DECLARATION AVE
City	CHESTER
State	VA
Zip	23836-3057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	MT BLANCO ON JAMES SEC 2 011
Legal Subdivision	MOUNT BLANCO ON THE JAMES
Legal Lot Number	11
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	1
Census Block	1004
Census Tract	100403

Owner

Source: Chesterfield County records · APN 825-65-99-14-100-000

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12206 DECLARATION AVE, CHESTER, VA 23836-3057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2020	Deed of Trust, Mortgage · VA Mortgage PRESIDENTIAL BK
Sep 18, 2018	Warranty Deed, Transfer · VA Mortgage PRESIDENTIAL BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Prior Sale	Jul 11, 2014 · Amount on Record
Deed Document Number	201835135
Deed Book / Page	12103 / 539
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12206 DECLARATION AVE, CHESTER, VA 23836-3057
Document Number	1258851
Instrument Date	Jan 03, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12206 DECLARATION AVE CHESTER VA 238363057, CHESTER, VA 23836-3057

Mortgage

Document Number	1258851
Date	Jan 08, 2020
Book Page	012588/000051
Instrument	866

Lender

Name	PRESIDENTIAL BK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 07, 2050

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Sep 18, 2018
Property Address	12206 DECLARATION AVE, CHESTER, VA 23836-3057
Document Number	12103539
Book / Page	012103 / 000539
Instrument Date	Sep 10, 2018
Instrument	35135
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12206 DECLARATION AVE CHESTER VA 238363057, CHESTER, VA 23836-3057

Mortgage

Document Number	12103543
Date	Sep 18, 2018
Book Page	012103/000543
Instrument	35136

Lender

Name	PRESIDENTIAL BK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25.00	$434,000 (+5.34%) Land $99,000 Building $335,000	$434,000 (+5.34%) Land $99,000 Building $335,000
2025		$412,000 (+6.38%) Land $94,000 Building $318,000	$412,000 (+6.38%) Land $94,000 Building $318,000
2023	$25.00	$387,300 Land $88,000 Building $299,300	$387,300 Land $88,000 Building $299,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1982–2020)
Most Recent Claim	Aug 2020

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Based on FCC filings for 191 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

12206 Declaration Ave, Chester, VA 23836 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Cell Coverage

Drinking Water

Violations Reported to EPA

Nearby Properties on Declaration Ave

Nearby Streets

Search Property Records by Address or Parcel Number