Chesterfield County property record for 12201 Declaration Ave, Chester, VA 23836
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,923 sqft · built 2014 |
| Lot Size | 0.364 acres (15,856 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $374,500 (Apr 2018) |
| Tax Bill | $5,009 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 825-65-99-02-000-000 |
| Primary APN | 825-65-99-02-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 3,923 sqft Finished Area |
| 1st Floor Area | 160 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,856 sqft (0.364 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 395655001 |
|---|---|
| Street Address | 12201 DECLARATION AVE |
| City | CHESTER |
| State | VA |
| Zip | 23836-3057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 - SING |
| Legal Description | MT BLANCO ON JAMES SEC 2 037 |
| Legal Subdivision | MOUNT BLANCO ON THE JAMES |
| Legal Lot Number | 37 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | BERMUDA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 100403 |
Source: Chesterfield County records · APN 825-65-99-02-000-000
Assessment roll updated June 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12201 DECLARATION AVE, CHESTER, VA 23836-3057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Nov 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Apr 20, 2018 | Warranty Deed, Transfer · FHA Mortgage TIDEWATER MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2018 · Amount on Record |
| Deed Sale | Apr 20, 2018 · Amount on Record |
| Prior Sale | Dec 29, 2014 · Amount on Record |
| Deed Document Number | 201813984 |
| Deed Book / Page | 11955 / 681 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Apr 13, 2026 |
| Property Address | 12201 DECLARATION AVE, CHESTER, VA 23836-3057 |
| Document Number | 0000012835 |
| Book / Page | 15213 / 89 |
| Instrument Date | Mar 05, 2026 |
| Instrument | 202612835 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 12201 DECLARATION AVE, CHESTER, VA 23836-3057 |
| Document Number | 0000012835, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 15213/89 |
| Instrument | 202612835 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Nov 01, 2051 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 12201 DECLARATION AVE, CHESTER, VA 23836-3057 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 014427-813 |
|---|---|
| Date | Nov 29, 2023 |
| Book Page | 14427/813 |
| Instrument | 2023035830 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Apr 20, 2018 |
| Property Address | 12201 DECLARATION AVE, CHESTER, VA 23836-3057 |
| Document Number | 11955681 |
| Book / Page | 011955 / 000681 |
| Instrument Date | Mar 07, 2018 |
| Instrument | 13984 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12201 DECLARATION AVE CHESTER VA 238363057, CHESTER, VA 23836-3057 |
| Document Number | 11955685 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 011955/000685 |
| Instrument | 13985 |
| Name | TIDEWATER MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,009.00 (+13.53%) | $560,000 (+5.34%) Land $99,000 Building $461,000 | $560,000 (+5.34%) Land $99,000 Building $461,000 |
| 2025 | $531,600 (+10.27%) Land $94,000 Building $437,600 | $531,600 (+10.27%) Land $94,000 Building $437,600 | |
| 2023 | $4,412.00 | $482,100 Land $88,000 Building $394,100 | $482,100 Land $88,000 Building $394,100 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1982–2020) |
| Most Recent Claim | Aug 2020 |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 191 locations within half a mile of this property.
4G LTE only, no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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