12202 90th Ln, Largo, FL 33773 Property Records

Pinellas County property record for 12202 90th Ln, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,728 sqft · built 1991
Lot Size0.213 acres (9,274 sqft)
Owner2 Individual Names on Record
Last Sale$640,000 (Dec 2023)
Tax Bill$1,385 (2025)
Deeds & MortgagesFeb 2024 Transfer
Dec 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-750-1857-2

Property Details

APN / Parcel Number

Primary APNC62-000-750-1857-2
Alternative APNs
  • 11-30-15-80393-002-0140
  • 301511803930020140
  • 153011803930020140
  • R123004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,728 sqft Living Area
Gross Area2,621 sqft
1st Floor Area1,728 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area9,274 sqft (0.213 acres)
Lot Dimensions100 ft deep x 90 ft wide
Garage TypeAttached
Garage Area508 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area337 sqft
Shed1 Shed
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR123004
Street Address12202 90TH LN
CityLARGO
StateFL
Zip33773-2619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSHADOW PINES ESTATES UNIT III BLK B, LOT 14
Legal Range15E
Legal Township30S
Legal Section11
Legal SubdivisionSHADOW PINES ESTATES
Legal Tract80393
Legal BlockB
Legal Lot Number14
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2063
Census Tract25021

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12202 90TH LN, LARGO, FL 33773-2619
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2024Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 5, 2023Warranty Deed, Transfer · VA Mortgage
PENTAGON FCU
Jun 7, 2023Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2023 · Amount on Record
Deed SaleDec 5, 2023 · Amount on Record
Prior SaleFeb 17, 2016 · Amount on Record
Deed Document Number2023307511
Deed Book / Page22641 / 462
Last Transfer DateFeb 19, 2024
Transfer Doc0227091167
Record UpdatedOct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateFeb 19, 2024
Property Address12202 90TH LN, LARGO, FL 33773-2619
Document Number0227091167
Book / Page22709 / 1167
Map ReferenceMB 105 PG 5&6
Instrument DateFeb 19, 2024
Instrument2024041140
Transaction TypeTransfer
Record UpdatedMar 11, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12202 90TH LN, LARGO, FL 33773-2619

Transferred To (Grantee/Buyer)

NameVerified Name
Address12202 90TH LN, LARGO, FL 33773-2619

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateDec 5, 2023
Property Address12202 90TH LN, LARGO, FL 33773-2619
Document Number0226410462
Book / Page22641 / 462
Map ReferenceMB 105 PG 5&6
Instrument DateNov 30, 2023
Instrument2023307511
Transaction TypeTransfer
Record UpdatedDec 20, 2023
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address430 3RD AVE S, SAINT PETERSBURG, FL 33701-4144

Transferred To (Grantee/Buyer)

NameVerified Name
Address12202 90TH LN, SAINT PETERSBURG, FL 33701

Mortgage

Document Number0226410464
DateDec 5, 2023
Book Page22641/464
Instrument2023307512
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2053

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address12202 90TH LN, LARGO, FL 33773-2619
Transaction TypeMortgage
Record UpdatedJun 21, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address12202 90TH LN, LARGO, FL 33773-2619

Mortgage

Document Number0224642402
DateJun 7, 2023
Book Page22464/2402
Instrument2023147607
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.79%
Type Change DateJun 1, 2028
Change Frequency6 Months
Min Rate At Change4.79%
Max Rate At Change8.79%
Index1-Year T-Bill
Margin1
Max Rate12.7%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,385.00 (+17.08%) Homeowner's exemption Veteran's exemption Widower's exemption$310,095 (+9.15%)$481,679 (+25.57%) Land $160,351 Building $321,328
2024$1,183.00 (-73.33%)
2023$4,435.00 (+2.59%) Homeowner's exemption$284,103 (+3%)$383,595 (+13.62%) Land $173,756 Building $209,839
2022$4,323.00 Homeowner's exemption$275,828$337,604 Land $168,537 Building $169,067

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 94 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies94 in force
Nearby Flood Claims3 (2017–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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