12200 Cambria Rd, Camden, MI 49232 Property Records

Hillsdale County property record for 12200 Cambria Rd, Camden, MI 49232

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,004 sqft
Lot Size	2 acres (87,120 sqft)
Owner	2 Company Names on Record
Last Sale	$75,000 (Dec 1999)
Tax Bill	$931 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15-029-200-003-29-8-3`

Property Details

APN / Parcel Number

Primary APN	`15-029-200-003-29-8-3`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,004 sqft Living Area
1st Floor Area	2,004 sqft
Basement Area	1,428 sqft
Unfinished Basement	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	87,120 sqft (2 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12200 CAMBRIA RD
City	CAMDEN
State	MI
Zip	49232-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PRT OF NE1/4 NE1/4 SEC WCH LIES S & E OF ST JOE RIVER SEC 29 T8S R3W 2 A M/L
Legal Range	03W
Legal Township	08S
Legal Section	29
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	WOODBRIDGE
Census Block Group	3
Census Block	3070
Census Tract	51200

Owner

Source: Hillsdale County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12200 CAMBRIA RD, HILLSDALE, MI 49242-9138
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2017	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST
Aug 4, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 1999 · Amount on Record
Deed Sale	Dec 6, 1999 · Amount on Record
Prior Sale	Mar 15, 1997 · Amount on Record
Last Transfer Date	Aug 4, 2023
Transfer Doc	001855/174
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	12200 CAMBRIA RD, CAMDEN, MI 49232-9631
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01667/0772
Date	Sep 18, 2017
Book Page	1667/0772

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 10, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Aug 4, 2023
Property Address	12200 CAMBRIA RD, CAMDEN, MI 49232-9631
Document Number	001855/174
Book / Page	1855 / 174
Instrument Date	Aug 4, 2023
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12200 CAMBRIA RD, HILLSDALE, MI 49242-9138

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Woodbridge Township
Unified School District	Camden-Frontier School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$931.00 (-47.81%) Homeowner's exemption	$181,400 (+50.41%)	$297,260 (+66.02%) Land $11,650 Building $285,610
2023		$120,600	$179,053 Land $8,840 Building $170,213
2021	$1,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
DMCI Broadband Fixed Wireless	40 / 10
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: AT&T, Mercury Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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