12151 Cambria Rd, Camden, MI 49232 Property Records

Hillsdale County property record for 12151 Cambria Rd, Camden, MI 49232

Property Summary

Property Type	Rural Home
Details	3,320 sqft
Lot Size	65.3 acres (2,844,904 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (Aug 2026)
Tax Bill	$5,774 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-028-100-011-28-8-3`

Property Details

APN / Parcel Number

Primary APN	`15-028-100-011-28-8-3`

Interior

Stories	2 Stories
Building Area	3,320 sqft Living Area
Gross Area	5,148 sqft
1st Floor Area	3,320 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	2,844,904 sqft (65.3 acres)
Total Buildings	27 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	12151 CAMBRIA RD
City	CAMDEN
State	MI
Zip	49232-9631
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SW1/4 NW1/4 & W 60 FT OF SE1/4 NW1/4 EXC E 330 FEET OF ABV DESC TAKEN AS A WHOLE ALSO NW1/4 NW1/4 EXC COM NW COR SEC TH E 980
Legal Range	03W
Legal Township	08S
Legal Section	28
Jurisdiction	HILLSDALE MI
Township / Civil Division	WOODBRIDGE
Census Block Group	3
Census Block	3056
Census Tract	51200

Owner

Source: Hillsdale County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12151 CAMBRIA RD, CAMDEN, MI 49232-9631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL NW BANK
Apr 21, 2022	Deed of Trust, Mortgage · Line of Credit GREENSTONE FARM CREDIT SERVICES FLCA
Jun 27, 2017	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICULTURE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Deed Document Number	2026624982
Deed Book / Page	1927 / 1288
Prior Transfer Date	Jul 31, 2026
Prior Transfer Doc	0000624982
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Aug 4, 2026
Property Address	12151 CAMBRIA RD, CAMDEN, MI 49232-9631
Document Number	0000624982
Book / Page	1927 / 1288
Instrument Date	Jul 31, 2026
Instrument	2026624982
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	PUBLIC SQ TITLE, PUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$694,880.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12151 CAMBRIA RD, CAMDEN, MI 49232-9631

Mortgage

Document Number	0000624982,
Date	Aug 4, 2026
Book Page	1928/1
Instrument	2026624982

Lender

Name	FIRST FINANCIAL NW BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	1928000011,
Date	Aug 4, 2026
Book Page	1928/11

Lender

Name	USDA FARM SERVICE AGENCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 31, 2046

Interest

Rate	88%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	12151 CAMBRIA RD, CAMDEN, MI 49232-9631
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12151 CAMBRIA RD, CAMDEN, MI 49232-9631

Mortgage

Document Number	001824/825
Date	Apr 21, 2022
Book Page	1824/825

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLCA
Type	Subprime Lender
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	12151 CAMBRIA RD, CAMDEN, MI 49232-9631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1659/0758
Date	Jun 27, 2017
Book Page	1659/0758

Lender

Name	UNITED STATES DEPARTMENT OF AGRICULTURE
Type	Government Agency
Address	JONESVILLE, MI 49250

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 26, 2032

Interest

Rate	2.62%

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Woodbridge Township
Unified School District	Camden-Frontier School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,100 (+11.05%)	$856,100 (+11.04%) Land $354,790 Building $501,310
2025	$5,774.00 (+21.38%)
2023		$385,500	$770,981 Land $226,059 Building $544,922
2021	$4,757.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
DMCI Broadband Fixed Wireless	40 / 10
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: AT&T, Mercury Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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