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12200 Beaver Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 12200 Beaver Rd, Saint Charles, MI 48655

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,631 sqft · built 2022
Lot Size1.59 acres (69,260 sqft)
OwnerIndividual Name on File
Last Sale$700,000 (Aug 2022)
Tax Bill$9,435 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Feb 2022 Transfer
Flood ZoneZone X (minimal risk)
APN26-11-3-31-4001-002

Property Details

APN / Parcel Number

Primary APN26-11-3-31-4001-002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,631 sqft Living Area
1st Floor Area2,631 sqft
Basement Area2,631 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area69,260 sqft (1.59 acres)
Garage Area856 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address12200 BEAVER RD
CitySAINT CHARLES
StateMI
Zip48655-9681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT SE CORN OF SEC 31 TH N 00 DEG 33'20" E 1328.43 FT ALONG E SEC LINE TH S 89 DEG 47'32" W 1336.64 FT TH N 01 DEG 29'00"
Legal Range03E
Legal Township11N
Legal Section31
JurisdictionSAGINAW MI
Township / Civil DivisionSWAN CREEK
Census Block Group1
Census Block1064
Census Tract11902

Owner

12200 Beaver Rd is owned and occupied by an individual who bought it in August 2022.

Source: Saginaw County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address12200 BEAVER RD, SAINT CHARLES, MI 48655-9681
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2022Warranty Deed, Transfer · Conventional Mortgage
STAUNTON FINANCIAL INC
Feb 4, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2022 · Amount on File
Deed SaleAug 30, 2022 · Amount on File
Deed Document Number202223335
Prior Transfer DateAug 26, 2022
Prior Transfer Doc0000023335
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateAug 30, 2022
Property Address12200 BEAVER RD, SAINT CHARLES, MI 48655-9681
Document Number0000023335
Instrument DateAug 26, 2022
Instrument2022023335
Transaction TypeTransfer
Record UpdatedApr 25, 2024
Title CompanyDIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address12200 BEAVER RD, SAINT CHARLES, MI 48655-9681

Transferred To (Grantee/Buyer)

NameVerified Name
Address12390 BEAVER RD, SAINT CHARLES, MI 48655-9681

Mortgage

Document Number0000023336
DateAug 30, 2022
Instrument2022023336
Lender
NameSTAUNTON FINANCIAL INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAGINAW MI
Recording DateFeb 4, 2022
Property Address12200 BEAVER RD, SAINT CHARLES, MI 48655-9681
Document Number0000003250
Instrument DateJan 25, 2022
Instrument2022003250
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address12390 BEAVER RD, SAINT CHARLES, MI 48655-9681

Transferred To (Grantee/Buyer)

NameVerified Name
Address12390 BEAVER RD, SAINT CHARLES, MI 48655-9681

Tax Assessment & Valuation

The 2025 property tax bill for 12200 Beaver Rd was $9,435 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSwan Creek Township
Unified School DistrictSt. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$293,200$586,400
2025$9,435.00 Homeowner's exemption
2023$251,600$503,200
2022$275.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12200 Beaver Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimApr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12200 Beaver Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LakeNet
Fiber		1,000 / 500
Verizon
Fixed Wireless		300 / 20

May also be available: Spectrum.

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