1220 William St, River Forest, IL 60305 Property Records

Cook County property record for 1220 William St, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	7 bd · 4 ba · 4,120 sqft · built 1932
Lot Size	0.388 acres (16,920 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Aug 2024)
Tax Bill	$34,767 (2023)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-01-217-015`

Property Details

APN / Parcel Number

Primary APN	`15-01-217-015`
Alternative APN	`15-01-217-015-0000`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,120 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tile
Lot Area	16,920 sqft (0.388 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	1220 WILLIAM ST
City	RIVER FOREST
State	IL
Zip	60305-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O C (BRAESES) SUB OF EH WH NE SEC 01-39-12
Legal Range	12E
Legal Township	39N
Legal Section	01
Legal Subdivision	BRAESES SUB
Legal Block	12
Legal Lot Number	8,7
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	2
Census Block	2006
Census Tract	811900

Owner

1220 William St is owned by two individuals who bought it in August 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1961 HAMPTON RD, ROCKY RIVER, OH 44116-2701
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2024 · Amount on File
Deed Sale	Aug 27, 2024 · Amount on File
Prior Sale	Dec 6, 1999 · Amount on File
Deed Document Number	202414240
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1220 WILLIAM ST, RIVER FOREST, IL 60305-1134
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 WILLIAM ST, RIVER FOREST, IL 60305-1134

Mortgage

Document Number	0033220146
Date	Nov 28, 2025
Instrument	2533220146

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,000 Land $25,803 Building $101,197	$1,270,000 Land $258,030 Building $1,011,970
2023	$34,767.00 (+14.72%)
2022	$30,306.00	$93,850 Land $22,419 Building $71,431	$938,500 Land $224,190 Building $714,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1220 William St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 William St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20