1220 Whispering Wind Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 1220 Whispering Wind Dr, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,003 sqft · built 1999
Lot Size0.145 acres (6,297 sqft)
Owner2 Individual Names on Record
Last Sale$283,000 (Mar 2002)
Tax Bill$5,193 (2026)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN244-170-070-000

Property Details

APN / Parcel Number

Primary APN244-170-070-000
Alternative APN
  • 244-170-07

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,003 sqft Living Area
1st Floor Area2,003 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,297 sqft (0.145 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number244-170-07
Street Address1220 WHISPERING WIND DR
CityTRACY
StateCA
Zip95377-8269
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7
Legal SubdivisionEDGEWOOD
Legal Block1
Legal Lot Number7
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1001
Census Tract5218

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1220 WHISPERING WIND DR, TRACY, CA 95377-8269
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2002 · Amount on Record
Deed SaleMar 18, 2002 · Amount on Record
Deed Document Number200245552
Prior Transfer DateMay 3, 2001
Prior Transfer Doc0000072689
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1220 WHISPERING WIND DR, TRACY, CA 95377-8269
Document Number0000132073
Instrument DateOct 25, 2017
Transaction TypeMortgage
Record UpdatedDec 1, 2017
Title CompanyUTOPIAN GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1220 WHISPERING WIND DR TRACY CA 953778269, TRACY, CA 95377-8269

Mortgage

Document Number0000132073
DateNov 13, 2017
Instrument132073
Lender
NameMISCELLANEOUS GOVT AGCY
AddressRIVERSIDE, CA 92517
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,193.00 (-9.61%)
2025$5,745.00 (+5.09%)$418,052 (+4.04%) Land $124,085 Building $293,967
2023$5,467.00 (-2.67%)$401,819 Land $119,267 Building $282,552$610,650
2022$5,617.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

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