1190 Whispering Wind Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 1190 Whispering Wind Dr, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,712 sqft · built 2001
Lot Size	0.144 acres (6,296 sqft)
Owner	Individual Name on File
Last Sale	$559,000 (Dec 2017)
Tax Bill	$8,050 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`244-170-050-000`

Property Details

APN / Parcel Number

Primary APN	`244-170-050-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,712 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Other
Construction Type	Wood
Lot Area	6,296 sqft (0.144 acres)
Garage Type	Mixed
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1190 WHISPERING WIND DR
City	TRACY
State	CA
Zip	95377-8268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2000-FM PT OF 244-020-18/RM 34-31 PER EDGEWOOD #3
Legal Subdivision	EDGEWOOD UNIT #3
Legal Lot Number	5
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1001
Census Tract	5218

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1190 WHISPERING WIND DR, TRACY, CA 95377-8268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 11, 2017	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 19, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 19, 2017	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 2017 · Amount on Record
Deed Sale	Dec 11, 2017 · Amount on Record
Prior Sale	Oct 16, 2013 · Amount on Record
Deed Document Number	2017-143962
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1190 WHISPERING WIND DR, TRACY, CA 95377-8268
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 WHISPERING WIND DR, TRACY, CA 95377-8268

Mortgage

Document Number	0000191664
Date	Nov 17, 2021
Instrument	2021-191664

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 11, 2017
Property Address	1190 WHISPERING WIND DR, TRACY, CA 95377-8268
Document Number	0000143962
Map Reference	MAP34 PG31
Instrument Date	Dec 1, 2017
Instrument	2017-143962
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1190 WHISPERING WIND DR, TRACY, CA 95377-8268

Mortgage

Document Number	0000143963
Date	Dec 11, 2017
Instrument	2017-143963

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1190 WHISPERING WIND DR, TRACY, CA 95377-8268
Document Number	0000066505
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1190 WHISPERING WIND DR TRACY CA 953778268, TRACY, CA 95377-8268

Mortgage

Document Number	0000066505
Date	Jun 12, 2017
Instrument	66505

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Property Address	1190 WHISPERING WIND DR, TRACY, CA 95377-8268
Document Number	0000066504
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1190 WHISPERING WIND DR TRACY CA 953778268, TRACY, CA 95377-8268

Mortgage

Document Number	0000066504
Date	Jun 12, 2017
Instrument	66504

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,050.00 (+5.06%)	$636,041 (+4.04%) Land $191,152 Building $444,889
2023	$7,662.00 (-1.43%)	$611,344 Land $183,730 Building $427,614
2022	$7,773.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zinnia Networks Fixed Wireless	400 / 80
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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