1220 Westerham Dr, Wake Forest, NC 27587 Property Records

Wake County property record for 1220 Westerham Dr, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,642 sqft · built 2000
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (May 2013)
Tax Bill	$5,308 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0891.01-36-5493-000`

Property Details

APN / Parcel Number

Primary APN	`0891.01-36-5493-000`
Alternative APNs	`0891.01-36-5493 0231894` `0891365493` `023189401` `0231894`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,642 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	48,787 sqft (1.12 acres)
Garage Area	816 sqft
Porch	Open Porch
Porch Area	401 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0231894
Street Address	1220 WESTERHAM DR
City	WAKE FOREST
State	NC
Zip	27587-5789
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40W
Legal Description	LO2 NORTH CHARTWELL SUB BM1996-1579
Legal Subdivision	NORTH CHARTWELL SUB
Legal Lot Number	2
Jurisdiction	WAKE NC
Township / Civil Division	BARTONS CREEK
Census Block Group	2
Census Block	2002
Census Tract	53804

Owner

Source: Wake County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1220 WESTERHAM DR, WAKE FOREST, NC 27587-5789
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Sep 23, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 31, 2013 · Amount on Record
Deed Sale	May 31, 2013 · Amount on Record
Prior Sale	Feb 28, 2011 · Amount on Record
Deed Book / Page	15295 / 2081
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Recording Date	May 20, 2026
Property Address	1220 WESTERHAM DR, WAKE FOREST, NC 27587-5789
Document Number	0000055676
Book / Page	20233 / 2121
Instrument Date	May 15, 2026
Instrument	202655676
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 WESTERHAM DR, WAKE FOREST, NC 27587-5789

Mortgage

Document Number	0000055676,
Date	May 20, 2026
Book Page	20233/2121
Instrument	202655676

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2056

Interest

Rate	6.3%
Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1220 WESTERHAM DR, WAKE FOREST, NC 27587-5789
Document Number	169231968
Book / Page	016923 / 001968
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1220 WESTERHAM DR WAKE FOREST NC 275875789, WAKE FOREST, NC 27587-5789

Mortgage

Document Number	169231968
Date	Sep 28, 2017
Book Page	016923/001968

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,308.00 (+26.56%)	$826,911 (+54.44%) Land $150,000 Building $676,911	$826,911 (+54.44%) Land $150,000 Building $676,911
2023	$4,194.00	$535,429 Land $85,000 Building $450,429	$535,429 Land $85,000 Building $450,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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