1208 Westerham Dr, Wake Forest, NC 27587 Property Records

Wake County property record for 1208 Westerham Dr, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	3 ba · 5,004 sqft · built 2006
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Owner Names on Record
Tax Bill	$4,552 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0891.01-36-5742 0231896`

Property Details

APN / Parcel Number

Primary APN	`0891.01-36-5742 0231896`
Alternative APNs	`023189601` `0231896`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	5,004 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	47,045 sqft (1.08 acres)
Garage Area	785 sqft
Porch	Porch
Porch Area	98 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0231896
Old Parcel Number	023189601
Street Address	1208 WESTERHAM DR
City	WAKE FOREST
State	NC
Zip	27587-5789
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40W
Legal Description	LO4 NORTH CHARTWELL SUB BM1996-01579
Legal Township	02
Legal Subdivision	NORTH CHARTWELL SUB
Legal Lot Number	4
Jurisdiction	WAKE NC
Township / Civil Division	BARTONS CREEK
Census Block Group	2
Census Block	2002
Census Tract	53804

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	1208 WESTERHAM DR, WAKE FOREST, NC 27587-5789
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 8, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PA
Jan 20, 2017	Deed of Trust, Mortgage · Line of Credit COASTAL FED'L FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jun 30, 2006 · Amount on Record
Last Transfer Date	Jun 17, 2013
Transfer Doc	153210775
Record Updated	Jun 7, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1208 WESTERHAM DR, WAKE FOREST, NC 27587-5789
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017960/60
Date	Jul 13, 2020
Book Page	17960/60

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.26%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.26%
Index	1-Year LIBOR
Max Rate	9.26%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1208 WESTERHAM DR, WAKE FOREST, NC 27587-5789
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 WESTERHAM DR, WAKE FOREST, NC 27587-5789

Mortgage

Document Number	018699/848
Date	Sep 16, 2021
Book Page	18699/848

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1208 WESTERHAM DR, WAKE FOREST, NC 27587-5789
Document Number	173590724
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	CORPORATE SETTLEMENT SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 WESTERHAM DR WAKE FOREST NC 275875789, WAKE FOREST, NC 27587-5789

Mortgage

Document Number	173590724
Date	Feb 13, 2019
Book Page	017359/000724

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	DURHAM, NC 27704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Feb 12, 2041

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1208 WESTERHAM DR, WAKE FOREST, NC 27587-5789
Document Number	166820514
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 WESTERHAM DR WAKE FOREST NC 275875789, WAKE FOREST, NC 27587-5789

Mortgage

Document Number	166820514
Date	Jan 31, 2017
Book Page	016682/000514

Lender

Name	COASTAL FED'L FIN'L
Type	Funding / Finance Company
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 30, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,552.00	$581,373 Land $85,000 Building $496,373	$581,373 Land $85,000 Building $496,373

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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