1220 S Main St, Independence, MO 64055 Property Records

Jackson County property record for 1220 S Main St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,578 sqft · built 1888
Lot Size	0.236 acres (10,277 sqft)
Owner	Individual Name on File
Tax Bill	$933 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`26-530-02-23`

Property Details

APN / Parcel Number

Primary APN	`26-530-02-23`
Alternative APNs	`26-530-02-23-00-0-00-000` `26530022300000001` `781624`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,578 sqft Living Area
1st Floor Area	1,172 sqft
Basement Area	486 sqft
Flooring	Carpet

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Victorian
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,277 sqft (0.236 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	223 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	781624
Street Address	1220 S MAIN ST
City	INDEPENDENCE
State	MO
Zip	64055-1234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORNE PLACE LOT 5 BLK 2
Legal Subdivision	HAWTHORNE PLACE
Legal Block	2
Legal Lot Number	5
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1002
Census Tract	12200

Owner

1220 S Main St is owned and occupied by an individual who acquired it in September 2023.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1220 S MAIN ST, INDEPENDENCE, MO 64055-1234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Nov 6, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023
Deed Sale	Sep 8, 2023
Prior Sale	Nov 6, 2018
Deed Document Number	202365531
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 8, 2023
Property Address	1220 S MAIN ST, INDEPENDENCE, MO 64055-1234
Document Number	00E0065531
Instrument Date	Sep 5, 2023
Instrument	2023E0065531
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 S MAIN ST, INDEPENDENCE, MO 64055-1234

Mortgage

Document Number	00E0065530
Date	Sep 8, 2023
Instrument	2023E0065530

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 6, 2018
Property Address	1220 S MAIN ST, INDEPENDENCE, MO 64055-1234
Document Number	0000E96244
Instrument Date	Oct 24, 2018
Instrument	96244E
Transaction Type	Foreclosure
Record Updated	Nov 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 S MAIN ST INDEPENDENCE MO 640551234, INDEPENDENCE, MO 64055-1234

Tax Assessment & Valuation

The 2025 property tax bill for 1220 S Main St was $933, down 19.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,133 (-) Land $3,791 Building $22,342	$137,540 (-)
2025	$933.00 (-19.57%)	$26,133 Land $3,791 Building $22,342	$137,540
2024	$1,160.00 (+2.38%)
2023	$1,133.00 (+55.42%)	$33,486 (+69.46%) Land $1,963 Building $31,523	$176,240
2022	$729.00	$19,760 Land $4,389 Building $15,371
2021			$104,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1220 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1220 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Wisper ISP.

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