1207 S Main St, Independence, MO 64055 Property Records

Jackson County property record for 1207 S Main St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,924 sqft · built 1921
Lot Size	0.377 acres (16,418 sqft)
Owner	Individual Name on File
Last Sale	$201,000 (Jul 2022)
Tax Bill	$1,759 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-530-01-39`

Property Details

APN / Parcel Number

Primary APN	`26-530-01-39`
Alternative APNs	`26-530-01-39-00-0-00-000` `2185624`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,924 sqft Living Area
1st Floor Area	900 sqft
Basement Area	942 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,418 sqft (0.377 acres)
Lot Dimensions	75 ft deep x 198 ft wide
Garage Type	Detached
Garage Area	320 sqft
Porch	Open Porch
Porch Area	300 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2185624
Street Address	1207 S MAIN ST
City	INDEPENDENCE
State	MO
Zip	64055-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORNE PLACE - REPLAT A---LOT 20A
Legal Subdivision	HAWTHORNE PLACE
Legal Block	1
Legal Lot Number	20A
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1000
Census Tract	12200

Owner

1207 S Main St is owned and occupied by an individual who bought it in July 2022.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1207 S MAIN ST, INDEPENDENCE, MO 64055-1233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 26, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY CONCORD, CHICAGO TITLE CO CONCORD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022 · Amount on File
Deed Sale	Jul 26, 2022 · Amount on File
Deed Document Number	202269980
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1207 S MAIN ST, INDEPENDENCE, MO 64055-1233
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 S MAIN ST, INDEPENDENCE, MO 64055-1233

Mortgage

Document Number	00E0070189
Date	Jul 26, 2022
Instrument	2022E0070189

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 26, 2022
Property Address	1207 S MAIN ST, INDEPENDENCE, MO 64055-1233
Document Number	00E0069980
Instrument Date	Jul 25, 2022
Instrument	2022E0069980
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	CHICAGO TITLE COMPANY CONCORD, CHICAGO TITLE CO CONCORD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 S MAIN ST, INDEPENDENCE, MO 64055-1233

Tax Assessment & Valuation

The 2025 property tax bill for 1207 S Main St was $1,759, down 34.5% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,624 (-) Land $3,868 Building $20,756	$129,600 (-)
2025	$1,759.00 (-34.46%)	$24,624 Land $3,868 Building $20,756	$129,600
2024	$2,684.00 (+2.33%)
2023	$2,623.00	$38,749 Land $8,569 Building $30,180	$203,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1207 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1207 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Wisper ISP.

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