1220 River Oaks, Benton, AR 72019 Property Records

Saline County property record for 1220 River Oaks, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,864 sqft · built 1994
Lot Size	0.535 acres (23,316 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Dec 2018)
Tax Bill	$2,147 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`800-61568-000`

Property Details

APN / Parcel Number

Primary APN	`800-61568-000`
Alternative APN	`63011`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,864 sqft Living Area
1st Floor Area	1,720 sqft
Upper Floors Area	1,144 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,316 sqft (0.535 acres)
Lot Dimensions	268 ft deep x 87 ft wide
Garage Type	Built-in
Driveway	Driveway
Driveway Area	2,720 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	266 sqft
Patio Area	80 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	63011
Street Address	1220 RIVER OAKS
City	BENTON
State	AR
Zip	72019-1840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2018-023596
Legal Range	15W
Legal Township	01S
Legal Section	34
Legal Subdivision	RIVER OAKS PH III
Legal Lot Number	68,65
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3010
Census Tract	10303

Owner

Source: Saline County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1220 RIVER OAKS, BENTON, AR 72019-1840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU
Apr 16, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST AR BK&TR
Dec 13, 2018	Warranty Deed, Transfer · VA Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2018 · Amount on Record
Deed Sale	Dec 13, 2018 · Amount on Record
Prior Sale	Jul 1, 2014 · Amount on Record
Deed Document Number	2018-023596
Deed Book / Page	2018 / 023596
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1220 RIVER OAKS, BENTON, AR 72019-1840
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 RIVER OAKS, BENTON, AR 72019-1840

Mortgage

Document Number	0000003715
Date	Feb 23, 2026
Instrument	2026-003715

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	PO BOX 24410, LITTLE ROCK, AR 72221

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 26, 2046

Interest

Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1220 RIVER OAKS, BENTON, AR 72019-1840
Document Number	0000007915
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1220 RIVER OAKS BENTON AR 720191840, BENTON, AR 72019-1840

Mortgage

Document Number	0000007915
Date	Apr 21, 2020
Instrument	7915

Lender

Name	FIRST AR BK&TR
Type	Bank
Address	SHERWOOD, AR 72124

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Dec 13, 2018
Property Address	1220 RIVER OAKS, BENTON, AR 72019-1840
Document Number	0000023596
Instrument Date	Dec 12, 2018
Instrument	2018-023596
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	LENDERS TITLE COMPANYS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1220 RIVER OAKS, 1220, BENTON, AR 72019-1840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 RIVER OAKS, BENTON, AR 72019-1840

Mortgage

Document Number	0000023597
Date	Dec 13, 2018
Instrument	2018-023597

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,402 (-) Land $19,200 Building $42,202
2024	$2,147.00 (+1.95%)
2023	$2,106.00 Homeowner's exemption	$61,402 Land $19,200 Building $42,202	$307,010 Land $96,000 Building $211,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2008)
Most Recent Claim	Apr 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 67% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber.

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