1213 River Oaks, Benton, AR 72019 Property Records

Saline County property record for 1213 River Oaks, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,879 sqft · built 1995
Lot Size	0.329 acres (14,350 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Oct 2025)
Tax Bill	$2,503 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`800-61527-000`

Property Details

APN / Parcel Number

Primary APN	`800-61527-000`
Alternative APN	`62968`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,879 sqft Living Area
Gross Area	3,742 sqft
1st Floor Area	1,879 sqft
Basement Area	1,422 sqft
Flooring	Carpet

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,350 sqft (0.329 acres)
Lot Dimensions	175 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	512 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1213 RIVER OAKS
City	BENTON
State	AR
Zip	72019-1842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2024-015720
Legal Range	15W
Legal Township	01S
Legal Section	34
Legal Subdivision	RIVER OAKS PH IV
Legal Block	3
Legal Lot Number	27
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3000
Census Tract	10303

Owner

1213 River Oaks is owned and occupied by an individual who bought it in October 2025.

Source: Saline County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1213 RIVER OAKS, BENTON, AR 72019-1842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed, Transfer · VA Mortgage GENEVA FINANCIAL LLC
Sep 4, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 4, 2018	Deed of Trust, Mortgage PEOPLES BANK
Mar 7, 2020	Loan Modification, Mortgage PEOPLES BK
Mar 8, 2019	Loan Modification, Mortgage PEOPLES BK
Oct 3, 2017	Warranty Deed, Transfer · Commercial Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	202519154
Deed Book / Page	2025 / 19154
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SALINE AR
Recording Date	Oct 9, 2025
Property Address	1213 RIVER OAKS, BENTON, AR 72019-1842
Document Number	0000019154
Instrument Date	Oct 3, 2025
Instrument	2025-019154
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	MAGNOLIA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1213 RIVER OAKS, BENTON, AR 72019-1842

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 RIVER OAKS, BENTON, AR 72019-1842

Mortgage

Document Number	0000019155
Date	Oct 9, 2025
Instrument	2025-019155

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

September 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALINE AR
Recording Date	Sep 4, 2024
Property Address	1213 RIVER OAKS, BENTON, AR 72019-1842
Document Number	0000015720
Instrument Date	Sep 3, 2024
Instrument	2024-015720
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1213 RIVER OAKS, BENTON, AR 72019-1842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006045
Date	Apr 4, 2018
Instrument	2018-006045

Lender

Name	PEOPLES BANK
Type	Bank
Address	SHERIDAN, AR 72150

Agreement

Term	11 Months
Due	Mar 12, 2019

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Property Address	1213 RIVER OAKS, BENTON, AR 72019-1842
Document Number	0000004972
Instrument Date	Mar 7, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1183 ROCKY MOUNTAIN RD BENTON AR 720194994, BENTON, AR 72019-4994

Mortgage

Document Number	0000004972
Date	Mar 11, 2020
Instrument	4972

Lender

Name	PEOPLES BK
Type	Bank
Address	SHERIDAN, AR 72150

Agreement

Term	60 Months
Due	Mar 10, 2025

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Property Address	1213 RIVER OAKS, BENTON, AR 72019-1842
Document Number	0000004800
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1213 RIVER OAKS BENTON AR 720191842, BENTON, AR 72019-1842

Mortgage

Document Number	0000004800
Date	Mar 18, 2019
Instrument	4800

Lender

Name	PEOPLES BK
Type	Bank
Address	SHERIDAN, AR 72150

Agreement

Term	12 Months
Due	Mar 17, 2020

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Oct 3, 2017
Property Address	1213 RIVER OAKS, BENTON, AR 72019-1842
Document Number	0000018582
Instrument Date	Sep 20, 2017
Instrument	2017-018582
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	FIRST NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1213 RIVER OAKS, 1213, BENTON, AR 72019-1842

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 RIVER OAKS, BENTON, AR 72019-1842

Mortgage

Document Number	0000018583
Date	Oct 3, 2017
Instrument	2017-018583

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1213 River Oaks was $2,503.

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,503.00	$45,192 (-) Land $9,600 Building $35,592	$225,960 Land $48,000 Building $177,960
2024	$2,503.00 (+5.21%)	$45,192 (-) Land $9,600 Building $35,592
2023	$2,379.00	$45,192 Land $9,600 Building $35,592	$225,960 Land $48,000 Building $177,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1213 River Oaks in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2008)
Most Recent Claim	Apr 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1213 River Oaks is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 68% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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