1220 Rattray Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 1220 Rattray Dr, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 921 sqft · built 1940
Lot Size0.123 acres (5,400 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Aug 2020)
Deeds & MortgagesAug 2020 Sale & Mortgage
Sep 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN19-34-351-017

Property Details

APN / Parcel Number

Primary APN19-34-351-017

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area921 sqft
1st Floor Area921 sqft

Exterior

Year BuiltBuilt 1940
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area5,400 sqft (0.123 acres)
Lot Dimensions135 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address1220 RATTRAY DR
CityALGONQUIN
StateIL
Zip60102-2748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0033542 LT 21 BLK 5 ARTHUR TRAUBE & CO FOX RIVER VIEW SUB TRACT 1
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionARTHUR TRAUBE CO FOX RIVER VIEW
Legal Tract1
Legal Block5
Legal Lot Number21
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3008
Census Tract871310

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1220 RATTRAY DR, ALGONQUIN, IL 60102-2748
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Sep 13, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2020 · Amount on Record
Deed SaleAug 25, 2020 · Amount on Record
Prior SaleSep 13, 2019 · Amount on Record
Deed Document Number0000033542
Record UpdatedJun 7, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 25, 2020
Property Address1220 RATTRAY DR, ALGONQUIN, IL 60102-2748
Document Number0000033542
Map ReferenceMB5 PG98 DOC78339
Instrument DateJul 12, 2020
Instrument2020R0033542
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$160.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1220 RATTRAY DR, 1220, ALGONQUIN, IL 60102-2748

Transferred To (Grantee/Buyer)

NameVerified Name
Address1220 RATTRAY DR, ALGONQUIN, IL 60102-2748

Mortgage

Document Number0000033544
DateAug 25, 2020
Instrument2020R0033544
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

September 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMCHENRY IL
Recording DateSep 13, 2019
Property Address1220 RATTRAY DR, ALGONQUIN, IL 60102-2748
Document Number0000030189
Instrument DateSep 9, 2019
Instrument30189
Transaction TypeForeclosure
Record UpdatedOct 1, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$159.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 WHITE CHAPEL CT ALGONQUIN IL 601026006, ALGONQUIN, IL 60102-6006

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$35,101 Land $4,202 Building $30,899$105,303 Land $12,606 Building $92,697

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims29 (1978–2017)
Claims Outside the SFHA12 of 29
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

Nearby Properties on Rattray Dr

Nearby Streets

Search Property Records by Address or Parcel Number