1212 Rattray Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 1212 Rattray Dr, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,507 sqft · built 1965
Lot Size0.247 acres (10,800 sqft)
OwnerIndividual Name on Record
Tax Bill$6,361 (2024)
Deeds & MortgagesNov 2025 Mortgage
Oct 2023 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-34-351-016

Property Details

APN / Parcel Number

Primary APN19-34-351-016

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,507 sqft
1st Floor Area1,507 sqft

Exterior

Year BuiltBuilt 1965
Exterior MaterialFrame Siding
Lot Area10,800 sqft (0.247 acres)
Lot Dimensions135 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address1212 RATTRAY DR
CityALGONQUIN
StateIL
Zip60102-2748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0026824 LTS 22 & 23 BLK 5 ARTHUR TRAUBE & CO FOX RIVER VIEW SUB TRACT 1
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionARTHUR TRAUBE CO FOX RIVER VIEW SUB
Legal Tract1
Legal Block5
Legal Lot Number22-23 23
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3008
Census Tract871310

Owner

Source: McHenry County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1212 RATTRAY DR, ALGONQUIN, IL 60102-2748
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
Oct 23, 2023Trustee's Deed, Foreclosure · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 2, 2017Grant Deed, Foreclosure
CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleOct 23, 2023 · Amount on Record
Last Transfer DateNov 21, 2025
Transfer Doc0000032965
Record UpdatedJun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateNov 21, 2025
Property Address1212 RATTRAY DR, ALGONQUIN, IL 60102-2748
Document Number0000032965
Map ReferenceDOC 78339
Instrument DateNov 14, 2025
Instrument2025R0032965
Transaction TypeTransfer
Record UpdatedDec 4, 2025
Title CompanyNATIONAL TITLE SOLUTIONS INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1212 RATTRAY DR, ALGONQUIN, IL 60102-2748

Mortgage

Document Number0000032966
DateNov 21, 2025
Instrument2025R0032966
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeFixed Rate
Rate6.87%

October 2023: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMCHENRY IL
Recording DateOct 23, 2023
Property Address1212 RATTRAY DR, ALGONQUIN, IL 60102-2748
Document Number0000026824
Map ReferenceMB 5 PG 98 DOC 78339
Instrument DateOct 6, 2023
Instrument2023R0026824
Transaction TypeForeclosure
Record UpdatedApr 3, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 TERRY DR # 106, 106, ROSELLE, IL 60172-2325

Mortgage

Document Number0000026825
DateOct 23, 2023
Instrument2023R0026825
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053
Interest
Rate TypeFixed Rate
Rate8.41%

November 2017: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateNov 2, 2017
Property Address1212 RATTRAY DR, ALGONQUIN, IL 60102-2748
Document Number0000040788
Instrument DateOct 3, 2017
Instrument40788
Transaction TypeForeclosure
Record UpdatedJan 14, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address302 HIGHLAND AVE ALGONQUIN IL 601023181, ALGONQUIN, IL 60102-3181

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,361.00 Homeowner's exemption$89,320 (+63.95%) Land $22,455 Building $66,865$267,960 (+63.95%) Land $67,365 Building $200,595
2022$54,479 Land $8,859 Building $45,620$163,437 Land $26,577 Building $136,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims29 (1978–2017)
Claims Outside the SFHA12 of 29
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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