San Diego County property record for 1220 Rancho Encinitas Dr, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 1987 |
| Square Footage | 5,162 sqft Living Area |
| Lot Size | 1.01 acres |
| Garage | Carport |
| Last Sale | $4,250,000 (2025) |
| Tax Bill | $27,552.00 (2025) |
| Primary APN | 264-161-10-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 5,162 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 43,996 sqft |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 1220 RANCHO ENCINITAS DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-7025 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 9 TR 009051 |
| Legal Subdivision | SAN DIEGO #3494-1 |
| Legal Tract | 009051 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 17111 |
Source: San Diego County records · APN 264-161-10-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 801 RACE ST, DENVER, CO 80206-3733 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 22, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on Record |
| Deed Sale | Jun 13, 2025 · Amount on Record |
| Prior Sale | Apr 29, 2016 · Amount on Record |
| Deed Doc Number | 2025157500 |
| Prior Transfer Date | Jun 04, 2025 |
| Prior Transfer Doc | 0000157501 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1220 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7025 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 1220 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7025 |
| Document Number | 0000163271 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | 2023-0163271 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1220 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 1220 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7025 |
| Document Number | 0000069739 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022-0069739 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,335,000 (+81.08%) Land $3,060,000 Building $1,275,000 | |
| 2025 | $27,552.00 (+7.05%) | $2,393,986 (+4.04%) Land $1,420,552 Building $973,434 |
| 2023 | $25,738.00 (+2.21%) | $2,301,028 Land $1,365,392 Building $935,636 |
| 2022 | $25,182.00 |
1220 Rancho Encinitas Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 11th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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