1182 Rancho Encinitas Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1182 Rancho Encinitas Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,263 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$374,500 (Dec 1986)
Tax Bill	$10,281 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`264-161-08-00`

Property Details

APN / Parcel Number

Primary APN	`264-161-08-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,263 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	43,560 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1182 RANCHO ENCINITAS DR
City	ENCINITAS
State	CA
Zip	92024-7023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 7 TR 009051
Legal Subdivision	COUNTY OF SAN DIEGO TRACT #3494-1
Legal Tract	009051
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 230638, ENCINITAS, CA 92023-0638
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit CALIFORNIA BK&TR
Mar 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 1986 · Amount on Record
Deed Sale	Dec 31, 1986 · Amount on Record
Prior Sale	Apr 17, 1984 · Amount on Record
Deed Document Number	1986626056
Last Transfer Date	Oct 20, 2006
Transfer Doc	0000754959
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1182 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7023
Document Number	0000217283
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1182 RANCHO ENCINITAS DR ENCINITAS CA 920247023, ENCINITAS, CA 92024-7023

Mortgage

Document Number	0000217283
Date	May 15, 2017
Instrument	217283

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	ENCINITAS, CA 92024

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1182 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7023
Document Number	0000128652
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 230638 ENCINITAS CA 920230638, ENCINITAS, CA 92023-0638

Mortgage

Document Number	0000128652
Date	Mar 22, 2017
Instrument	128652

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	SAN CLEMENTE, CA 92672

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$839,598 (+2%) Land $298,702 Building $540,896
2025	$10,281.00 (+7.72%) Homeowner's exemption	$823,137 (+4.04%) Land $292,846 Building $530,291
2023	$9,544.00 (+0.03%) Homeowner's exemption	$791,175 Land $281,475 Building $509,700
2022	$9,541.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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