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1220 Mockingbird Rd, #B, Key Largo, FL 33037 Property Records

Monroe County property record for 1220 Mockingbird Rd, #B, Key Largo, FL 33037

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,219 sqft · built 1983
Lot Size0.2 acres (8,750 sqft)
Owner2 Individual Names on File
Last Sale$100,000 (May 1999)
Tax Bill$4,349 (2024)
Deeds & MortgagesJan 2019 Mortgage
Aug 2015 Loan Modification
Flood ZoneZone AE (high risk)
APN00485860-000200

Property Details

APN / Parcel Number

Primary APN00485860-000200
Alternative APNs
  • 13623800485860000200
  • 8639694

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,219 sqft Living Area
Attic Area253 sqft

Exterior

Year BuiltBuilt 1983
Construction TypeMasonry / Concrete Block
Lot Area8,750 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number8639694
Old Parcel Number13623800485860000200
Street Address1220 MOCKINGBIRD RD # B, B
CityKEY LARGO
StateFL
Zip33037-3831
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionKEYS TWINS CONDOMINIUM NO 1 UNIT B & 50% COMMON ELEMENTS OR1038-547 OR1378-1187RS OR1486-2395/96 OR1576-642/43
Legal Range38E
Legal Township62S
Legal Section13
Legal SubdivisionLIME GROVE ESTATE SEC 1
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2004
Census Tract970600

Owner

Source: Monroe County records · APN 00485860-000200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1220 MOCKINGBIRD RD # A, A, KEY LARGO, FL 33037-3831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK OF THE FLORIDA KEYS
Aug 28, 2015Loan Modification, Mortgage
CENTENNIAL BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 1999 · Amount on Record
Deed SaleMay 01, 1999 · Amount on Record
Prior SaleNov 20, 1995 · Amount on Record
Deed Document Number0001576642
Prior Transfer DateDec 02, 1997
Prior Transfer Doc0148602395
Record UpdatedJun 08, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1220 MOCKINGBIRD RD # B, B, KEY LARGO, FL 33037-3831
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029451954
DateJan 23, 2019
Book Page2945/1954
Instrument2202896
Lender
NameFIRST STATE BANK OF THE FLORIDA KEYS
TypeBank
AddressKEY WEST, FL 33040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

August 2015: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address1220 MOCKINGBIRD RD # B, B, KEY LARGO, FL 33037-3831
Document Number0028760522
Instrument DateAug 28, 2015
Transaction TypeMortgage
Record UpdatedAug 27, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1220 MOCKINGBIRD RD #A KEY LARGO FL 330373831, A, KEY LARGO, FL 33037-3831

Mortgage

Document Number0028760522
DateOct 24, 2017
Book Page002876/000522
Instrument2140916
Lender
NameCENTENNIAL BK
TypeBank
AddressKEY LARGO, FL 33037
Agreement
Term36 Months
DueOct 23, 2020

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$518,227 (-) Building $518,227$518,227 (-) Building $518,227
2024$4,349.00 (+6.1%)
2023$4,099.00 (+20.24%)$518,227 (+38.52%) Building $518,227$518,227 (+38.52%) Building $518,227
2022$3,409.00$374,127 Building $374,127$374,127 Building $374,127

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 425 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
incl. 532 condo units
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

Based on FCC filings for 176 locations within half a mile of this property.

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