1. Home
  2. Florida
  3. Monroe County
  4. Key Largo
  5. Mockingbird Rd

1220 Mockingbird Rd, #A, Key Largo, FL 33037 Property Records

Monroe County property record for 1220 Mockingbird Rd, #A, Key Largo, FL 33037

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,219 sqft · built 1983
Lot Size0.2 acres (8,750 sqft)
Owner2 Individual Names on Record
Last Sale$100,000 (May 1999)
Tax Bill$4,349 (2024)
Deeds & MortgagesJan 2019 Mortgage
Aug 2015 Loan Modification
Flood ZoneZone AE (high risk)
APN00485860-000100

Property Details

APN / Parcel Number

Primary APN00485860-000100
Alternative APNs
  • 13623800485860000100
  • 8639686

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,219 sqft Living Area
Attic Area253 sqft

Exterior

Year BuiltBuilt 1983
Construction TypeMasonry / Concrete Block
Lot Area8,750 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number8639686
Old Parcel Number13623800485860000100
Street Address1220 MOCKINGBIRD RD # A, A
CityKEY LARGO
StateFL
Zip33037-3831
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionKEYS TWINS CONDOMINIUM NO 1 UNIT A & 50% COMMON ELEMENTS OR952-1918 OR1033-1092 OR1134-1765/66QC OR1148-352/53 OR1335-2433
Legal Range38E
Legal Township62S
Legal Section13
Legal SubdivisionLIME GROVE ESTATE SEC 1
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2004
Census Tract970600

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1220 MOCKINGBIRD RD # A, A, KEY LARGO, FL 33037-3831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST ST BK/FL KEYS
Aug 28, 2015Loan Modification, Mortgage
CENTENNIAL BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 1999 · Amount on Record
Deed SaleMay 13, 1999 · Amount on Record
Prior SaleDec 2, 1997 · Amount on Record
Deed Document Number0157600642
Deed Book / Page01486 / 02351
Record UpdatedJun 8, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1220 MOCKINGBIRD RD # A, A, KEY LARGO, FL 33037-3831
Document Number0029460869
Instrument DateJan 22, 2019
Transaction TypeMortgage
Record UpdatedFeb 22, 2019
Title CompanyCORAL REEF TITLE COMPANY, CORAL REEF TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1220 MOCKINGBIRD RD #A KEY LARGO FL 330373831, A, KEY LARGO, FL 33037-3831

Mortgage

Document Number0029460869
DateJan 28, 2019
Book Page002946/000869
Instrument2203425
Lender
NameFIRST ST BK/FL KEYS
TypeBank
AddressKEY WEST, FL 33040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 27, 2049

August 2015: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address1220 MOCKINGBIRD RD # A, A, KEY LARGO, FL 33037-3831
Document Number0028760522
Instrument DateAug 28, 2015
Transaction TypeMortgage
Record UpdatedAug 27, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1220 MOCKINGBIRD RD #A KEY LARGO FL 330373831, A, KEY LARGO, FL 33037-3831

Mortgage

Document Number0028760522
DateOct 24, 2017
Book Page002876/000522
Instrument2140916
Lender
NameCENTENNIAL BK
TypeBank
AddressKEY LARGO, FL 33037
Agreement
Term36 Months
DueOct 23, 2020

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$518,227 (-) Building $518,227$518,227 (-) Building $518,227
2024$4,349.00 (+6.1%)
2023$4,099.00 (+20.24%)$518,227 (+38.52%) Building $518,227$518,227 (+38.52%) Building $518,227
2022$3,409.00$374,127 Building $374,127$374,127 Building $374,127

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 425 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
incl. 532 condo units
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Mockingbird Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures