DeSoto County property record for 1220 Middle Buster Rd, Hernando, MS 38632 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,096 sqft · built 1987 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $347,500 (Dec 2018) |
| Tax Bill | $1,619 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-08-02-0-00016-00 |
| Primary APN | 3-07-3-08-02-0-00016-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,096 sqft Adjusted Area |
| 1st Floor Area | 1,917 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 143,748 sqft (3.3 acres) |
| Utility Building | 1,188 sqft |
| Street Address | 1220 MIDDLE BUSTER RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHORT FORK FARMS LOT 16 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 08 |
| Legal Subdivision | SHORT FORK FARMS 2ND REV |
| Legal Lot Number | 16 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-3-08-02-0-00016-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1220 MIDDLE BUSTER RD, HERNANDO, MS 38632-8038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jan 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP |
| Dec 26, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 26, 2018 · Amount on Record |
| Deed Sale | Dec 26, 2018 · Amount on Record |
| Deed Book / Page | 876 / 320 |
| Prior Transfer Date | Dec 21, 2018 |
| Prior Transfer Doc | 000876/320 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1220 MIDDLE BUSTER RD, HERNANDO, MS 38632-8038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1220 MIDDLE BUSTER RD, HERNANDO, MS 38632-8038 |
| Document Number | 05661/6947 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 5661/6947 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1220 MIDDLE BUSTER RD, HERNANDO, MS 38632-8038 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | FITCO |
| Name | Verified Name |
|---|
| Document Number | 004839/444 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 4839/444 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 26, 2018 |
| Property Address | 1220 MIDDLE BUSTER RD, HERNANDO, MS 38632-8038 |
| Document Number | 000876/320 |
| Book / Page | 0876 / 320 |
| Map Reference | MB 20 PG 38-44 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 88, FARRELL, MS 38630 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1220 MIDDLE BUSTER RD, HERNANDO, MS 38632-8038 |
| Document Number | 0004657131 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 4657/131 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,619.00 (-39.34%) | $21,404 (-) Land $3,300 Building $18,104 | $214,038 (-) Land $33,000 Building $181,038 |
| 2023 | $2,669.00 | $21,404 | $214,038 Land $33,000 Building $181,038 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 45% of the US · above 42% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,087 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 153 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Telapex | Fiber | 1,000 / 1,000 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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