DeSoto County property record for 1190 Middle Buster Rd, Hernando, MS 38632 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,737 sqft · built 1999 |
| Lot Size | 3.09 acres (135,036 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,438 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-08-02-0-00020-00 |
| Primary APN | 3-07-3-08-02-0-00020-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,737 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 135,036 sqft (3.09 acres) |
| Patio Area | 512 sqft |
| Street Address | 1190 MIDDLE BUSTER RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHORT FORK FARMS LOT 20 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 08 |
| Legal Subdivision | SHORT FORK FARMS 2ND REV |
| Legal Lot Number | 20 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-3-08-02-0-00020-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1190 MIDDLE BUSTER RD, HERNANDO, MS 38632-8036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2018 | Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO |
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000285103 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1190 MIDDLE BUSTER RD, HERNANDO, MS 38632-8036 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004624/742 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 4624/742 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Jul 22, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1190 MIDDLE BUSTER RD, HERNANDO, MS 38632-8036 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | REALTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 004874/414 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 4874/414 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2035 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,438.00 (+76.4%) | $32,092 (+48.93%) Land $3,100 Building $28,992 | $320,919 (+48.93%) Land $31,000 Building $289,919 |
| 2023 | $1,949.00 | $21,548 | $215,476 Land $31,000 Building $184,476 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 42% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,087 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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