1220 Melrose Ave, Modesto, CA 95350 Property Records

Stanislaus County property record for 1220 Melrose Ave, Modesto, CA 95350

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,300 sqft · built 1946
Lot Size0.159 acres (6,969 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Jul 2011)
Tax Bill$1,321 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN031-014-056-000

Property Details

APN / Parcel Number

Primary APN031-014-056-000
Alternative APN
  • 0311456

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,300 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Construction TypeWood
Lot Area6,969 sqft (0.159 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number0311456
Street Address1220 MELROSE AVE
CityMODESTO
StateCA
Zip95350-5507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK:1125
Legal SubdivisionHAPPY HOMESITE
Legal Block1125
Legal Lot Number15
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group3
Census Block3010
Census Tract1100

Owner

Source: Stanislaus County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1220 MELROSE AVE, MODESTO, CA 95350-5507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 24, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2011 · Amount on Record
Deed SaleJul 29, 2011 · Amount on Record
Prior SaleJul 29, 2011 · Amount on Record
Deed Document Number0000062369
Last Transfer DateJul 8, 2016
Transfer Doc0000051116
Record UpdatedJun 7, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address1220 MELROSE AVE, MODESTO, CA 95350-5507
Transaction TypeMortgage
Record UpdatedNov 27, 2025
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1220 MELROSE AVE, MODESTO, CA 95350-5507

Mortgage

Document Number0000056386
DateNov 13, 2025
Instrument2025-0056386
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 31, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address1220 MELROSE AVE, MODESTO, CA 95350-5507
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078447
DateOct 24, 2017
Instrument2017-0078447
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictModesto City Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,321.00 (+6.28%)$113,031 (+4.04%) Land $31,394 Building $81,637
2023$1,243.00 (+2.47%)$108,644 Land $30,176 Building $78,468
2022$1,213.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: ezWave, Verizon.

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