1220 Mandalay Beach Rd, Oxnard, CA 93035 Property Records

Ventura County property record for 1220 Mandalay Beach Rd, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,290 sqft · built 1965
Lot Size	0.109 acres (4,750 sqft)
Owner	Trust Name on File
Last Sale	$1,150,000 (Aug 2017)
Tax Bill	$16,160 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`191-0-111-015`

Property Details

APN / Parcel Number

Primary APN	`191-0-111-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,290 sqft Living Area
1st Floor Area	1,230 sqft
2nd Floor Area	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	4,750 sqft (0.109 acres)
Lot Dimensions	41 ft deep x 110 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	260 sqft
Deck Area	200 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1220 MANDALAY BEACH RD
City	OXNARD
State	CA
Zip	93035-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB1
Legal Description	TRACT: 127702 LOT: 1 REF: 031MR 030
Legal Subdivision	1277-2
Legal Tract	127702
Legal Block	111
Legal Lot Number	1
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2020
Census Tract	3615

Owner

1220 Mandalay Beach Rd is held in a trust since August 2017.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Trust Name on File
Mailing Address	5384 GRANDVIEW CT, VENTURA, CA 93003-1130
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 1, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2017 · Amount on File
Deed Sale	Aug 1, 2017 · Amount on File
Prior Sale	Nov 22, 1999 · Amount on File
Deed Document Number	201799264
Prior Transfer Date	Jan 20, 2012
Prior Transfer Doc	0000029684
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1220 MANDALAY BEACH RD, OXNARD, CA 93035-1905
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5384 GRANDVIEW CT, VENTURA, CA 93003-1130

Mortgage

Document Number	0000143824
Date	Aug 2, 2021
Instrument	20210802-00143824

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 1, 2017
Property Address	1220 MANDALAY BEACH RD, OXNARD, CA 93035-1905
Document Number	0000099264
Instrument Date	Jul 7, 2017
Instrument	99264
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,265.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1220 MANDALAY BEACH RD OXNARD CA 930351905, OXNARD, CA 93035-1905

Mortgage

Document Number	99265
Date	Aug 1, 2017
Instrument	99265

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1220 Mandalay Beach Rd was $16,160, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,334,670 (+2%) Land $867,538 Building $467,132
2025	$16,160.00 (+2.21%)	$1,308,500 Land $850,527 Building $457,973
2024	$15,811.00 (+3.8%)
2023	$15,232.00 (+3.11%)	$1,257,691 Land $817,500 Building $440,191
2022	$14,772.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1220 Mandalay Beach Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 90 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 units insured incl. 3 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1220 Mandalay Beach Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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