1177 Mandalay Beach Rd, Oxnard, CA 93035 Property Records

Ventura County property record for 1177 Mandalay Beach Rd, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,083 sqft · built 1966
Lot Size	0.114 acres (4,984 sqft)
Owner	2 Trust Names on File
Last Sale	$2,550,000 (Jun 2025)
Tax Bill	$26,625 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`191-0-093-055`

Property Details

APN / Parcel Number

Primary APN	`191-0-093-055`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,083 sqft Living Area
1st Floor Area	1,531 sqft
2nd Floor Area	1,552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	4,984 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Deck Area	726 sqft
Patio Area	1,452 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1177 MANDALAY BEACH RD
City	OXNARD
State	CA
Zip	93035-1884
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3C
Legal Description	TRACT: 127701 LOT: 208 REF: 029MR 061
Legal Subdivision	29M61
Legal Tract	127701
Legal Block	93
Legal Lot Number	208
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2005
Census Tract	3615

Owner

1177 Mandalay Beach Rd is owner-occupied and held in a trust since June 2025.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1177 MANDALAY BEACH RD, OXNARD, CA 93035-1884
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Grant Deed, Transfer QUICKEN LNS
Dec 18, 2019	Grant Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Dec 18, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Prior Sale	Aug 10, 2020 · Amount on File
Deed Document Number	202536632
Prior Transfer Date	Nov 3, 1993
Prior Transfer Doc	0000212305
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 10, 2020
Property Address	1177 MANDALAY BEACH RD, OXNARD, CA 93035-1884
Document Number	0000120592
Instrument Date	Jul 28, 2020
Instrument	120592
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1177 MANDALAY BEACH RD OXNARD CA 930351884, OXNARD, CA 93035-1884

Mortgage

Document Number	120593
Date	Aug 10, 2020
Instrument	120593

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 18, 2019
Property Address	1177 MANDALAY BEACH RD, OXNARD, CA 93035-1884
Document Number	0000158083
Map Reference	MB 29 PG 61
Instrument Date	Dec 5, 2019
Instrument	20191218-00158083
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 50732, SANTA BARBARA, CA 93150-0732

Mortgage

Document Number	0000158084
Date	Dec 18, 2019
Instrument	20191218-00158084

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jan 1, 2021

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	VENTURA CA
Recording Date	Dec 18, 2019
Property Address	1177 MANDALAY BEACH RD, OXNARD, CA 93035-1884
Document Number	0000158082
Instrument Date	Aug 21, 2019
Instrument	158082
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2825 HORSEMANS RIDGE DR CLAYTON NC 275207203, CLAYTON, NC 27520-7203

Tax Assessment & Valuation

The 2025 property tax bill for 1177 Mandalay Beach Rd was $26,625, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,601,000 (+20.15%) Land $1,713,600 Building $887,400
2025	$26,625.00 (+2.23%)	$2,164,864 Land $1,407,163 Building $757,701
2024	$26,044.00 (+3.81%)
2023	$25,088.00 (+3.13%) Homeowner's exemption	$2,080,800 Land $1,352,520 Building $728,280
2022	$24,327.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1177 Mandalay Beach Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 90 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 units insured incl. 3 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1177 Mandalay Beach Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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