McLean County property record for 1116 Low St, Bloomington, IL 61701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,476 sqft · built 1925 |
| Lot Size | 0.116 acres (5,030 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Nov 2019) |
| Tax Bill | $3,440 (2024) |
| Deeds & Mortgages | May 2014 Line of Credit Jan 2013 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-09-154-010 |
| Primary APN | 21-09-154-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| Gross Area | 1,953 sqft |
| 1st Floor Area | 1,101 sqft |
| Basement Area | 477 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 5,030 sqft (0.116 acres) |
| Lot Dimensions | 99 ft deep x 50 ft wide |
| View / Lot | Lake Front |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Deck Area | 180 sqft |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1116 LOW ST |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61701-6515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | DEANS SUBN S20 BLK 14 & N213 BLK 18 JAMES MILLERS 2ND ADD LOT 7 |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 09 |
| Legal Subdivision | DEANS SUB |
| Legal Block | 14,18 |
| Legal Lot Number | 7 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 5900 |
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1116 LOW ST, BLOOMINGTON, IL 61701-6515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2014 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Jan 22, 2013 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Nov 6, 2019 | Warranty Deed, Transfer · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHOR |
| May 4, 2015 | Trustee's Deed, Foreclosure · FHA Mortgage MORTGAGE SERVICES III LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2019 · Amount on Record |
| Deed Sale | Nov 6, 2019 · Amount on Record |
| Prior Sale | May 4, 2015 · Amount on Record |
| Deed Document Number | 201918498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1116 LOW ST, BLOOMINGTON, IL 61701-6515 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FRONTIER TITLE COMPANY, FRONTIER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 201400008565 |
|---|---|
| Date | May 30, 2014 |
| Instrument | 2014-00008565 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | MENDOTA, IL 61342 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 16, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1116 LOW ST, BLOOMINGTON, IL 61701-6515 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 201300002122 |
|---|---|
| Date | Jan 22, 2013 |
| Instrument | 2013-00002122 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 28, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Nov 6, 2019 |
| Property Address | 1116 LOW ST, BLOOMINGTON, IL 61701-6515 |
| Document Number | 201900018498 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 2019-00018498 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $157.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1116 LOW ST, BLOOMINGTON, IL 61701-6515 |
| Document Number | 201900018500 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 2019-00018500 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHOR |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 201900018499 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 2019-00018499 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | May 4, 2015 |
| Property Address | 1116 LOW ST, BLOOMINGTON, IL 61701-6515 |
| Document Number | 201500007469 |
| Instrument Date | Apr 24, 2015 |
| Instrument | 2015-00007469 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1 TIMBER RIDGE DR, LEXINGTON, IL 61753-1611 |
| Document Number | 201500007470 |
|---|---|
| Date | May 4, 2015 |
| Instrument | 2015-00007470 |
| Name | MORTGAGE SERVICES III LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2045 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | Bloomington School District 87 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $52,476 (+17.61%) Land $8,560 Building $43,916 | $157,428 (+17.61%) Land $25,680 Building $131,748 | |
| 2024 | $3,440.00 (+6.6%) | ||
| 2023 | $3,227.00 | $44,620 Land $7,279 Building $37,341 | $133,860 Land $21,837 Building $112,023 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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