San Mateo County property record for 1220 Ladera Way, Belmont, CA 94002
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,800 sqft · built 1955 |
| Lot Size | 0.183 acres (7,954 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $800,000 (Jun 2012) |
| Tax Bill | $13,344 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-081-190 |
| Primary APN | 045-081-190 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 1,290 sqft |
| Basement Area | 480 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Shingles |
| Roof Material | Composition Shingle |
| Lot Area | 7,954 sqft (0.183 acres) |
| Lot Dimensions | 133 ft deep x 60 ft wide |
| Garage Type | Basement |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1220 LADERA WAY |
|---|---|
| City | BELMONT |
| State | CA |
| Zip | 94002-3645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 16 BLOCK 4 CARLMONT NO 2 RSM 40/41 CITY OF BELMONT |
| Legal Subdivision | CARLMONT NO 2 |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 609000 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1220 LADERA WAY, BELMONT, CA 94002-3645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2012 · Amount on Record |
| Deed Sale | Jun 8, 2012 · Amount on Record |
| Deed Document Number | 201280188 |
| Prior Transfer Date | Dec 11, 2003 |
| Prior Transfer Doc | 0000194837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1220 LADERA WAY, BELMONT, CA 94002-3645 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1220 LADERA WAY, BELMONT, CA 94002-3645 |
| Document Number | 0000055071 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021-055071 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Belmont City |
| County | San Mateo County |
| Elementary School District | Belmont-Redwood Shores Elementary School District (KG - 08) |
| Secondary School District | Sequoia Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,039,693 (+2%) Land $704,639 Building $335,054 | ||
| 2025 | $13,344.00 (+8.87%) | $1,019,308 (+5.54%) Land $690,823 Building $328,485 | |
| 2023 | $12,257.00 (+1.8%) | $965,814 Land $663,999 Building $301,815 | $1,843,470 |
| 2022 | $12,040.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1980–2014) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks.
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