1216 Ladera Way, Belmont, CA 94002 Property Records

San Mateo County property record for 1216 Ladera Way, Belmont, CA 94002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,290 sqft · built 1955
Lot Size	0.227 acres (9,879 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,950,000 (Aug 2023)
Tax Bill	$23,831 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-081-180`

Property Details

APN / Parcel Number

Primary APN	`045-081-180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,290 sqft Living Area
Gross Area	2,010 sqft
1st Floor Area	1,290 sqft
Basement Area	720 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	9,879 sqft (0.227 acres)
Lot Dimensions	147 ft deep x 68 ft wide
Garage Type	Basement
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1216 LADERA WAY
City	BELMONT
State	CA
Zip	94002-3645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 17 BLOCK 4 CARLMONT NO 2 RSM 40/41 CITY OF BELMONT
Legal Subdivision	CARLMONT NO 2
Legal Block	4
Legal Lot Number	17
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2007
Census Tract	609000

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1216 LADERA WAY, BELMONT, CA 94002-3645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Aug 25, 2023	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Deed Document Number	202341303
Prior Transfer Date	Apr 2, 2014
Prior Transfer Doc	0000031310
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	Apr 15, 2026
Property Address	1216 LADERA WAY, BELMONT, CA 94002-3645
Document Number	0000019670
Instrument Date	Apr 10, 2026
Instrument	202619670
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DOMA TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	1216 LADERA WAY, BELMONT, CA 94002-3645

Mortgage

Document Number	0000019670,
Date	Apr 15, 2026
Instrument	202619670

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 25, 2023
Property Address	1216 LADERA WAY, BELMONT, CA 94002-3645
Document Number	0000041303
Map Reference	MB 40 PG 41
Instrument Date	Aug 23, 2023
Instrument	2023-041303
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2100 VISTA DEL MAR, SAN MATEO, CA 94404-2484

Mortgage

Document Number	0000041304
Date	Aug 25, 2023
Instrument	2023-041304

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Belmont City
County	San Mateo County
Elementary School District	Belmont-Redwood Shores Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,028,780 (+2%) Land $1,768,680 Building $260,100
2025	$23,831.00 (+3.54%) Homeowner's exemption	$1,989,000 (+1,630.51%) Land $1,734,000 Building $255,000
2024	$23,017.00 (+758.84%)
2023	$2,680.00 (+2.41%) Homeowner's exemption	$114,937 Land $32,962 Building $81,975	$1,700,550
2022	$2,617.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1980–2014)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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