1220 E Mercer Ln, Phoenix, AZ 85020 Property Records

Maricopa County property record for 1220 E Mercer Ln, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,486 sqft · built 1962
Lot Size	0.141 acres (6,141 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Feb 2015)
Tax Bill	$282 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2019 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`159-23-023`

Property Details

APN / Parcel Number

Primary APN	`159-23-023`
Alternative APN	`159230231`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
Gross Area	1,655 sqft
1st Floor Area	1,486 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	6,141 sqft (0.141 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Patio
Patio Area	167 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1220 E MERCER LN
City	PHOENIX
State	AZ
Zip	85020-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PALO VERDE HILLS MCR 89/16
Legal Range	3E
Legal Township	3N
Legal Section	21
Legal Subdivision	PALO VERDE HILLS
Legal Lot Number	322
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	103702

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1220 E MERCER LN, PHOENIX, AZ 85020-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 29, 2019	Loan Modification, Mortgage · FHA Mortgage US BK
Apr 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2015 · Amount on Record
Deed Sale	Feb 4, 2015 · Amount on Record
Deed Document Number	201572222
Last Transfer Date	Apr 7, 2017
Transfer Doc	0000247925
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1220 E MERCER LN, PHOENIX, AZ 85020-1112
Document Number	0000594587
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 E MERCER LN PHOENIX AZ 850201112, PHOENIX, AZ 85020-1112

Mortgage

Document Number	0000594587
Date	Aug 5, 2019
Instrument	594587

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	1220 E MERCER LN, PHOENIX, AZ 85020-1112
Document Number	0000614518
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 E MERCER LN PHOENIX AZ 850201112, PHOENIX, AZ 85020-1112

Mortgage

Document Number	0000614518
Date	Aug 12, 2019
Instrument	614518

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

Interest

Rate	4.37%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 7, 2017
Property Address	1220 E MERCER LN, PHOENIX, AZ 85020-1112
Document Number	0000247925
Instrument Date	Apr 7, 2017
Instrument	247925
Transaction Type	Transfer
Record Updated	Apr 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 E MERCER LN PHOENIX AZ 850201112, PHOENIX, AZ 85020-1112

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,800 (+157.15%)	$328,000 (+10.22%) Land $65,600 Building $262,400
2025	$282.00 (-56.88%)	$12,755 (-59.08%)	$297,600 (-4.52%) Land $59,500 Building $238,100
2024		$31,170	$311,700 Land $62,300 Building $249,400
2023	$654.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1984)
Most Recent Claim	Sep 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 73% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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