1208 E Mercer Ln, Phoenix, AZ 85020 Property Records

Maricopa County property record for 1208 E Mercer Ln, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,407 sqft · built 1962
Lot Size	0.14 acres (6,104 sqft)
Owner	Individual Name on Record
Last Sale	$399,900 (Jun 2023)
Tax Bill	$718 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`159-23-021`

Property Details

APN / Parcel Number

Primary APN	`159-23-021`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,407 sqft Living Area
Gross Area	2,001 sqft
1st Floor Area	1,407 sqft

Exterior

Year Built	Built 1962
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	6,104 sqft (0.14 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1208 E MERCER LN
City	PHOENIX
State	AZ
Zip	85020-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PALO VERDE HILLS
Legal Range	03E
Legal Township	03N
Legal Section	21
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	PALO VERDE HILLS
Legal Lot Number	320
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	103702

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1208 E MERCER LN, PHOENIX, AZ 85020-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 22, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 7, 2019	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	20230334779
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 27, 2023
Property Address	1208 E MERCER LN, PHOENIX, AZ 85020-1112
Document Number	0000334779
Map Reference	MB 89 PG 16
Instrument Date	Jun 23, 2023
Instrument	20230334779
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1208 EMERCE LANE, PHOENIX, AZ 85020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1208 E MERCER LN, PHOENIX, AZ 85020-1112

Mortgage

Document Number	0000334780
Date	Jun 27, 2023
Instrument	20230334780

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1208 E MERCER LN, PHOENIX, AZ 85020-1112
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 E MERCER LN, PHOENIX, AZ 85020-1112

Mortgage

Document Number	0001182343
Date	Nov 3, 2021
Instrument	20211182343

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1208 E MERCER LN, PHOENIX, AZ 85020-1112
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 E MERCER LN, PHOENIX, AZ 85020-1112

Mortgage

Document Number	0000892481
Date	Sep 22, 2020
Instrument	20200892481

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 7, 2019
Property Address	1208 E MERCER LN, PHOENIX, AZ 85020-1112
Document Number	0000427227
Map Reference	MB 89 PG 16
Instrument Date	Jun 2, 2019
Instrument	20190427227
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	ARIZONA PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3065 CHADBOURNE RD, 3065, CLEVELAND, OH 44120-2446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 E MERCER LN, PHOENIX, AZ 85020-1112

Mortgage

Document Number	0000427228
Date	Jun 7, 2019
Instrument	20190427228

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,920 (+8.43%)	$329,200 (+8.43%) Land $65,800 Building $263,400
2025	$718.00 (+4.97%)
2024		$30,360 (+15.61%)	$303,600 (+15.61%) Land $60,700 Building $242,900
2023	$684.00 (+1.03%)	$26,260 Land $5,250 Building $21,010	$262,600 Land $52,500 Building $210,100
2022	$677.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1984)
Most Recent Claim	Sep 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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