1220 E Main St, Lamoni, IA 50140 Property Records

Decatur County property record for 1220 E Main St, Lamoni, IA 50140

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,450 sqft · built 1970
Lot Size	1.03 acres (45,000 sqft)
Owner	Individual Name on Record
Last Sale	$121,000 (Nov 2022)
Tax Bill	$3,026 (2026)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1301300010`

Property Details

APN / Parcel Number

Primary APN	`1301300010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,450 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	45,000 sqft (1.03 acres)
Garage Type	Attached
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	1220 E MAIN ST
City	LAMONI
State	IA
Zip	50140-6310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01.67.27 COMM 250' N & 225' E OF SE COR OF W 1/2 SW 1/4 THENCE S 200', E 225', N 200', W 225' ( 1.03 ACRES TAXABLE)
Legal Range	27
Legal Township	67
Legal Section	01
Legal Subdivision	CITY OF LEON CEMETERY
Jurisdiction	DECATUR IA
Township / Civil Division	FAYETTE
Census Block Group	2
Census Block	2003
Census Tract	960200

Owner

Source: Decatur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1220 E MAIN ST, LAMONI, IA 50140-6310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 18, 2022	Warranty Deed, Transfer · Line of Credit BTC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Deed Document Number	20221760
Last Transfer Date	Mar 25, 2026
Transfer Doc	0000000487
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DECATUR IA
Recording Date	Apr 8, 2026
Property Address	1220 E MAIN ST, LAMONI, IA 50140-6310
Document Number	0000000487
Instrument Date	Mar 25, 2026
Instrument	2026487
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 E MAIN ST, LAMONI, IA 50140-6310

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DECATUR IA
Recording Date	Apr 8, 2026
Property Address	1220 E MAIN ST, LAMONI, IA 50140-6310
Document Number	0000000486
Instrument Date	Mar 9, 2026
Instrument	2026486
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 E MAIN ST, LAMONI, IA 50140-6310

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR IA
Recording Date	Nov 18, 2022
Property Address	1220 E MAIN ST, LAMONI, IA 50140-6310
Document Number	0020221760
Map Reference	BK A PG 39
Instrument Date	Nov 18, 2022
Instrument	2022-1760
Transaction Type	Transfer
Record Updated	Jun 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1220 E MAIN ST, LAMONI, IA 50140-6310

Mortgage

Document Number	0020221761
Date	Nov 18, 2022
Instrument	2022-1761

Lender

Name	BTC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Decatur County
Unified School District	Lamoni Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,026.00 Homeowner's exemption	$229,970 (-) Land $30,280 Building $199,690	$229,970 (-) Land $30,280 Building $199,690
2025	$3,026.00 (+9.12%)	$229,970 (+29.24%) Land $30,280 Building $199,690	$229,970 (+29.24%) Land $30,280 Building $199,690
2024	$2,773.00 (+27.44%) Homeowner's exemption	$177,940 (+6.77%) Land $25,280 Building $152,660
2023		$166,660 (+38.12%) Land $25,280 Building $141,380	$177,940 (+47.47%) Land $25,280 Building $152,660
2022		$120,660 Land $6,708 Building $113,952
2021	$2,176.00		$120,660 Land $6,708 Building $113,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1980–2010)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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