1110 E Main St, Lamoni, IA 50140 Property Records

Decatur County property record for 1110 E Main St, Lamoni, IA 50140

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,244 sqft · built 1978
Lot Size	4.31 acres (188,070 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Aug 2022)
Tax Bill	$4,272 (2026)
Deeds & Mortgages	Aug 2017 Line of Credit Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1301300006`

Property Details

APN / Parcel Number

Primary APN	`1301300006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,244 sqft Living Area
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	188,070 sqft (4.31 acres)
Garage Type	Attached
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	1110 E MAIN ST
City	LAMONI
State	IA
Zip	50140-6309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01-67-27 COMM AT SE COR W 1/2 OF SW 1/4 1-67-27 N 2 3 RD., W 35 RD., S 23 RD., E 35 RD. TO PT OF BEG. EXC TRACT IN SE COR 210' N & S BY 40' E & W AND S 50 ' FOR HWY(4.22A TAXABLE)
Legal Range	27
Legal Township	67
Legal Section	01
Jurisdiction	DECATUR IA
Township / Civil Division	FAYETTE
Census Block Group	2
Census Block	2003
Census Tract	960200

Owner

Source: Decatur County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1110 E MAIN ST, LAMONI, IA 50140-6309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Aug 22, 2022	Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Nov 27, 2013	Warranty Deed, Transfer · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on Record
Deed Sale	Aug 22, 2022 · Amount on Record
Prior Sale	Nov 27, 2013 · Amount on Record
Deed Document Number	20221347
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR IA
Property Address	1110 E MAIN ST, LAMONI, IA 50140-6309
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02017/0970
Date	Aug 24, 2017
Book Page	2017/0970
Instrument	2017-0970

Lender

Name	BANK OF THE WEST
Type	Bank
Address	LAMONI, IA 50140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR IA
Recording Date	Aug 22, 2022
Property Address	1110 E MAIN ST, LAMONI, IA 50140-6309
Document Number	0020221347
Map Reference	BK 2015 PG 0823
Instrument Date	Aug 14, 2022
Instrument	2022-1347
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1110 E MAIN ST, LAMONI, IA 50140-6309

Mortgage

Document Number	0020221348
Date	Aug 22, 2022
Instrument	2022-1348

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

November 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR IA
Recording Date	Nov 27, 2013
Property Address	1110 E MAIN ST, LAMONI, IA 50140-6309
Document Number	02013/1659
Book / Page	2013 / 1659
Instrument Date	Nov 26, 2013
Instrument	2013-1659
Transaction Type	Transfer
Record Updated	Apr 3, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1110 E MAIN ST, LAMONI, IA 50140-6309
Investor	Possibly a Property Investor

Mortgage

Document Number	02013/1660
Date	Nov 27, 2013
Book Page	2013/1660
Instrument	2013-1660

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2043

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Decatur County
Unified School District	Lamoni Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,272.00	$321,180 (+3.86%) Land $52,540 Building $268,640	$321,180 (+3.86%) Land $52,540 Building $268,640
2025	$4,272.00 (-1.43%)	$309,230 (+34.08%) Land $52,540 Building $256,690	$309,230 (+34.08%) Land $52,540 Building $256,690
2024	$4,334.00 (+69.56%)
2023		$230,630 (+65.24%) Land $47,540 Building $183,090	$230,630 (+65.24%) Land $47,540 Building $183,090
2022		$139,573 Land $13,385 Building $126,188
2021	$2,556.00		$139,573 Land $13,385 Building $126,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1980–2010)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 77% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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