1220 Colgate St, Wilmette, IL 60091 Property Records

Cook County property record for 1220 Colgate St, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,524 sqft · built 1989
Lot Size	0.176 acres (7,656 sqft)
Owner	2 Individual Names on File
Last Sale	$1,349,000 (Nov 2023)
Tax Bill	$20,203 (2023)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`05-29-407-043`

Property Details

APN / Parcel Number

Primary APN	`05-29-407-043`
Alternative APN	`05-29-407-043-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,524 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,656 sqft (0.176 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1220 COLGATE ST
City	WILMETTE
State	IL
Zip	60091-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(FIRST) ADD TO (KENILWORTH) A SUB IN WH NH SE EX PT L YING S & W OF CENTER LINE OF NORTHFIELD RD & S8ACS OF SW NE EH SEC 29-4
Legal Range	13E
Legal Township	42N
Legal Section	29
Legal Subdivision	FIRST ADD TO KENILWORTH
Legal Block	12
Legal Lot Number	16,17
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	1
Census Block	1027
Census Tract	800700

Owner

1220 Colgate St is owned and occupied by two individuals who bought it in November 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1220 COLGATE ST, WILMETTE, IL 60091-1458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on File
Deed Sale	Nov 16, 2023 · Amount on File
Deed Document Number	202333244
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 16, 2023
Property Address	1220 COLGATE ST, WILMETTE, IL 60091-1458
Document Number	0032033244
Instrument Date	Jul 14, 2023
Instrument	2332033244
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,349.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1220 COLGATE ST, WILMETTE, IL 60091-1458

Mortgage

Document Number	0032033246
Date	Nov 16, 2023
Instrument	2332033246

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.5%
Margin	3
Max Rate	11.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$134,000 Land $24,499 Building $109,501	$1,340,000 Land $244,990 Building $1,095,010
2023	$20,203.00 (+5.88%)
2022	$19,081.00 (-16.63%)	$94,999 (+0.96%) Land $24,499 Building $70,500	$949,990 (+0.96%) Land $244,990 Building $705,000
2021	$22,888.00 Homeowner's exemption Senior Citizen's exemption	$94,098 Land $16,077 Building $78,021	$940,980 Land $160,770 Building $780,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1220 Colgate St in Zone X, an area of moderate flood risk, though there have been 15 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1985–2013)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1220 Colgate St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20