Cook County property record for 1212 Colgate St, Wilmette, IL 60091
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 3,192 sqft · built 1950 |
| Lot Size | 0.196 acres (8,523 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Sep 2015) |
| Tax Bill | $19,816 (2023) |
| Deeds & Mortgages | Feb 2021 Construction Loan Jan 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-29-407-056 |
| Primary APN | 05-29-407-056 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,192 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,523 sqft (0.196 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1212 COLGATE ST |
|---|---|
| City | WILMETTE |
| State | IL |
| Zip | 60091-1458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (FIRST) ADD TO (KENILWORTH) A SUB IN WH NH SE EX PT L YING S & W OF CENTER LINE OF NORTHFIELD RD & S8ACS OF SW NE EH SEC 29-4 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 29 |
| Legal Subdivision | FIRST ADD TO KENILWORTH |
| Legal Block | 12 |
| Legal Lot Number | 21,22 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 800700 |
1212 Colgate St is owned and occupied by an individual who bought it in September 2015.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1212 COLGATE ST, WILMETTE, IL 60091-1458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Jan 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MB FIN'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2015 · Amount on File |
| Deed Sale | Sep 28, 2015 · Amount on File |
| Deed Document Number | 201550044 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1212 COLGATE ST, WILMETTE, IL 60091-1458 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004706300 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2104706300 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.35% |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.35% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.35% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1212 COLGATE ST, WILMETTE, IL 60091-1458 |
| Document Number | 1801657025 |
| Instrument Date | Jan 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1212 COLGATE ST WILMETTE IL 600911458, WILMETTE, IL 60091-1458 |
| Document Number | 1801657025 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 1657025 |
| Name | MB FIN'L BK |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Wilmette Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Wilmette School District 39 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $153,000 Land $27,274 Building $125,726 | $1,530,000 Land $272,740 Building $1,257,260 | |
| 2023 | $19,816.00 (+5.78%) | ||
| 2022 | $18,733.00 Homeowner's exemption | $90,644 Land $27,273 Building $63,371 | $906,440 Land $272,730 Building $633,710 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1212 Colgate St in Zone X, an area of moderate flood risk, though there have been 15 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1985–2013) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1212 Colgate St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMETTE serves 27,650 people · EPA ID IL0313300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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